The Sub Prime Credit Thread - Part IV

BugsyBrowne

fairmorn308 wrote: »

Does that apply to the sygma Silver card as i got the same response?

i aint got a clue with sygma,my days charity card has been referred..

sutton111

mattlfc79 wrote: »

Hellish, cheers mate! You must be close to getting a limit increase then!!!

Yes next month! It'll be on the 6th of May. But I don't use it, I use my Sygma Silvercard which has a better APR and better limit too.

Hope you get it, good luck!

plumber2009

Just found out this:- 350 jobs axed as Barclaycard makes decision to close call centre.(march 2010). full story:- http://news.scotsman.com/scotland/350-jobs-axed-as-Barclaycard.6165281.jp

I dont know how others feel about this but i am furious about it.
I am now in the process of writing a letter to head office to cancel my barclaycard with immediate effect.
How can they justify record profits yet axe UK jobs.

Zack1

plumber2009 wrote: »

Just found out this:- 350 jobs axed as Barclaycard makes decision to close call centre.(march 2010). full story:- http://news.scotsman.com/scotland/350-jobs-axed-as-Barclaycard.6165281.jp

I dont know how others feel about this but i am furious about it.
I am now in the process of writing a letter to head office to cancel my barclaycard with immediate effect.
How can they justify record profits yet axe UK jobs.

Although I agree, they're a business and it must be cheaper to operate elsewhere. The profits they get are on par with football, obscene amounts of money - but by taking this horrible action it ensure they are going to stay at that kind of level

I'm out my overdraft for now Student Finance have paid me early! I've moved 1k out, but the rest of it is still in there so I'm (just) above 0

edinburgher

Re. Sygma silver card - I had got the impression that they were (close) to being a subprime card and had considered applying (recently accepted for a Capital One card, Vanquis made me wait 5 weeks with no decision and so I cancelled my application with them).

When I go onto their website, however, it states that they won't accept anyone with negative credit history. Is this accurate?

I have a default from 2006 which is now closed and will be marked as "partially satisfied" and don't want to waste my time (or further dent my credit score with another application that definitely won't go through!)

BugsyBrowne

Sygma has quite a few credit cards,out of all these cards sygma do the silver mastercard which by hearing on other peoples discussions that this card is the easiest card to get,not 100% sure though,it does say wont accept negative history but there are people getting accepted with a little adverse history,it does states that there maximum credit is only £5000 which make you believe this is more towards sub-prime than prime.

doelani

PROLIANT wrote: »

Well done! Your limit may start at £100, £200, £300 or £500 and will increase by circa 150% on your fourth statement as long as you manage the account ok.

My Capitalone started at £1000 and went to £1500 on 4th statement.

seeya23

doelani wrote: »

My Capitalone started at £1000 and went to £1500 on 4th statement.

mine went from £100 to £200 on 4th statement

PROLIANT

doelani wrote: »

My Capitalone started at £1000 and went to £1500 on 4th statement.

My formula is somwhat flawed, just a rough guide based on reports on here.:)

ElkyElky

Zack1 wrote: »

Although I agree, they're a business and it must be cheaper to operate elsewhere. The profits they get are on par with football, obscene amounts of money - but by taking this horrible action it ensure they are going to stay at that kind of level

I'm out my overdraft for now Student Finance have paid me early! I've moved 1k out, but the rest of it is still in there so I'm (just) above 0

While you're out of the overdraft, consider cancelling it immediately. You can reap the benefits of being in credit for a change.