The Sub Prime Credit Thread - Part IV

kerryberryboo

Morning!!

When oh when will my Aqua Card arrive???
I phoned on Tuesday and they said it'll be in within a few days - now I'm convincing myself they are lying and having a right old laugh at me!!:eek:

Its-A-New-Age-Thing

kerryberryboo wrote: »

Morning!!

When oh when will my Aqua Card arrive???
I phoned on Tuesday and they said it'll be in within a few days - now I'm convincing myself they are lying and having a right old laugh at me!!:eek:

kerry i was told the SAME mornin as you 7-10 days

u got the OPTIMISTIC answer i got the REAL one

:rotfl::rotfl::rotfl:

Its-A-New-Age-Thing

on a side not tesco just KNOCKED me back never liked them anyway lol, they dont know what there missin out on coz am AMAZIN

:rotfl::rotfl::rotfl:

kerryberryboo

Its-A-New-Age-Thing wrote: »

kerry i was told the SAME mornin as you 7-10 days

u got the OPTIMISTIC answer i got the REAL one

:rotfl::rotfl::rotfl:

The 'same morning' was the second time I had called, the first time I got 7-10 days. Pfft. Let me know when yours comes through though!!
The suspense is killing me :rotfl::rotfl:

kerryberryboo

Its-A-New-Age-Thing wrote: »

on a side not tesco just KNOCKED me back never liked them anyway lol, they dont know what there missin out on coz am AMAZIN

:rotfl::rotfl::rotfl:

I'm amazing too and everyone has knocked me back for a card.
I should take my amazingness to a company who would appreciate me! If only I could find them!

:beer:

Its-A-New-Age-Thing

kerryberryboo wrote: »

The 'same morning' was the second time I had called, the first time I got 7-10 days. Pfft. Let me know when yours comes through though!!
The suspense is killing me :rotfl::rotfl:

no probs im expectin my cap1 progression any day aswell

:A

ElkyElky

Ugh. I went overdrawn by £18 on my HSBC account but they haven't put on any charges. Quickly cleared so I hope it won't affect anything.

noah271007

star-fire wrote: »

Right someone tell me this when i can start applying again.
Starting a fresh,equifax i have 5 searches SYGAMA FLYBE ,SYGMA MYWORLD,JLP,ULSTER,BOI..All done in march
Experian 6 searches MBNA,TESCO,VIRGIN,COOP,EGG,SAINSBURYS.
All done in feb&march.
Both credit reports have no adverse credit as never defaulted,never late payments,no ccj,all greens,
At the moment i have 2 credit cards FLYBE £1000 OWE 0 CAP1 £1500 OWE £62
Would love to have a really nice card like AMEX b4 christmas,my wages can be quite good at times,when the work is there,,
Since joining this forum most of the time i have talked !!!!!!.
Lived at current address for 2 years which is rented..\
Seriously what chances have i got to get nice prime cards by christmas.
I know i have sygma but to be honest they aint in the same league as AMEX TO NAME A FEW..
Thanks

Why on earth do you want to apply for AMEX? They are less accepted here in UK. It is all about bloody status!! I advise you to stop applying until around November of this year; or even better until some searches on your credit files drop off. The best cards will more than often turn you down based on the number of searches you got on ur credit file at present.

Its-A-New-Age-Thing

kerryberryboo wrote: »

I'm amazing too and everyone has knocked me back for a card.
I should take my amazingness to a company who would appreciate me! If only I could find them!

:beer:

i know think its my current searches to be honest though ive had a total of 4 remortgage uotes done this month aswell so its not helped ANYWAYS im givin up to november and jumpin off the search wagon been a productive month anyway got a nationwide account with cheque book overdraft and debit card a sygma silver with 1k limit a aqua with £600 and a cap1 progression with £300 and an 02 so suppose i should be happy at that

:beer:

noah271007

ElkyElky wrote: »

Ugh. I went overdrawn by £18 on my HSBC account but they haven't put on any charges. Quickly cleared so I hope it won't affect anything.

Your internal BS with HSBC will be affected no doubt about it. I think first time offence will not be charged (so as long it is corrected quickly) with new accounts so next time you won't be as lucky. How long were you overdrawn for?