The Sub Prime Credit Thread - Part IV

Zack1

Oh and on the Sygma page...

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Terms and Conditions for full financial details.

never-in-doubt

Zack1 wrote: »

Oh and on the Sygma page...

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Terms and Conditions for full financial details.

Vanquis terms won't be on the sygma page mate :rotfl::rotfl::rotfl::rotfl:

spiritual1_2

best check innocents sygma page ive added in all others an THERES A LOT

:beer:

Gillianh2

Well the itch got the better of me and so I applied for a Studio account. Had the email saying thanks for your order. But am now waiting for the letter telling me to go forth and multiply:rotfl::rotfl:

Now I am stepping away from the APPLY button and gonna munch some Easter Eggs instead:rotfl::rotfl::rotfl:

£5k limit oh How I wept at that:eek::eek: Not in my lifetime I fear:eek::eek::eek:

spiritual1_2

Gillianh2 wrote: »

Well the itch got the better of me and so I applied for a Studio account. Had the email saying thanks for your order. But am now waiting for the letter telling me to go forth and multiply:rotfl::rotfl:

Now I am stepping away from the APPLY button and gonna munch some Easter Eggs instead:rotfl::rotfl::rotfl:

£5k limit oh How I wept at that:eek::eek: Not in my lifetime I fear:eek::eek::eek:

ive just closed down studio coz there pants enjoy ure catalogue..........

:A

Gillianh2

spiritual1 wrote: »

ive just closed down studio coz there pants enjoy ure catalogue..........

:A

Yea I know they crap used my SIL for ages :rotfl:They wont send me a catalogue there is more chance of me having a snowball fight in hell:A

spiritual1_2

Gillianh2 wrote: »

Yea I know they crap used my SIL for ages :rotfl:They wont send me a catalogue there is more chance of me having a snowball fight in hell:A

tell them to give u mine i had a 3k limit there must be ab openin now for a new customer with a 3k limit lol

:rotfl::rotfl::rotfl:

Zack1

never-in-doubt wrote: »

Vanquis terms won't be on the sygma page mate :rotfl::rotfl::rotfl::rotfl:

They are, but it's after it's recommended me to Vanquis :mad: Thought it was on about their own application but it's for Vanquis'...werdios, why don't they just let you check Vanquis' terms for yourself, should you wish to take up their "recommendation"!?

And Experian are a bunch of clowns. I thought this new act/bill/law/whatever it was meant that they had to provide you with your £2 report online? Equifax do, Experian have decided they still don't :mad:

usedandabused

never-in-doubt wrote: »

I'm not saying not to apply for a year, i'm saying that will allow things to settle down. Send £2 to each of the below with proof of identity and they will send your most recent file - you need to see what they contain, then we'll be able to advise the worthiness of SARing N Hunter/CIFAS.



The addresses of the credit reference agencies are:

:beer:

cheers bud

kerryberryboo

I've a question - although not completely relating to sub prime credit cards.:p
If I wanted an overdraft facility and my current bank account won't allow me to have one on my account - can I open an account with BOS/Halifax who would let me? Or would this be another decline and search on my credit file? :eek::eek:
Not really happy with the clydesdale bank - got a dual function card but no overdraft, been with them for 6 years, before that it was the Lloyds TSB who were worse!
Just looking for a bit of info and advice.

Off to listen to some Gaga! :rotfl::rotfl::rotfl: