The Sub Prime Credit Thread - Part IV

plumber2009

I get my Cap 1 statment in 2 days time, hopefully they put up my limit also.

I wonder if Cap 1 are reviewing all their customer accounts at the moment or maybe they are loosing a lot of customers to Sygma, Vanquis ETC.

mancini601

mcmanlyn wrote: »

Haha the arguing is almost amusing when you aren't involved

Cheers mancini601, it looked to be genuine - just didn't think they upped it that much! I know most people on here complain at stupidly low limits for years & years!

I went from £200 to £950 in one go...had the £200 limit for years...........

seeya23

mancini601 wrote: »

I went from £200 to £950 in one go...had the £200 limit for years...........

have you had your apr put up by capone my wife has

PARIS_5000

My capital one APR was increased to 34.94 and my credit limit went up to
£800.

Gillianh2

afternoon all:j

I am soooooooooo bored and am itching to apply for something, now I know I shouldnt and the chances of me being accepted are zilch but the itch wont go away roflol:rotfl::rotfl:

How strict are Studio?? Cant get a cold from ANY catalogues.:rotfl:Have been "invited" to apply for a CAPONE now they declined me last year and the year before:rotfl::rotfl: But am thinking maybe I should see if they really do want me as a customer.:AAlbeit the "invite" was only thru email:A

I am sooooooooooooooooo jealous of all those who have been accepted for the Silver card:eek::eek: Flipping fastest rejection I have had. In fact I swear I could hear them rolling around laughing at my cheek for applying down the computer:eek::rotfl::rotfl:

PARIS_5000

Have you tried Aqua and Vanquis as well.

Zack1

I get my crap 1 statement on 23rd, with any luck they stick mine up too, but it only went up the other month I'm due some kind of rate decrease in a few months (can't remember when, binned the letter) so maybe they'll be nice and review my limit at the same time!?

Oh and if I pay manually (I paid £10 manually so I could stick my insurance excess on there) do they still take the DD? My statement says £104 will be taken on 15th (or within 3 working days) but the online bit says nothing is due (I guess because the £10 is over the £5 min payment)

seeya23

Zack1 wrote: »

I get my crap 1 statement on 23rd, with any luck they stick mine up too, but it only went up the other month I'm due some kind of rate decrease in a few months (can't remember when, binned the letter) so maybe they'll be nice and review my limit at the same time!?

Oh and if I pay manually (I paid £10 manually so I could stick my insurance excess on there) do they still take the DD? My statement says £104 will be taken on 15th (or within 3 working days) but the online bit says nothing is due (I guess because the £10 is over the £5 min payment)

they still took my dd after i paid manually how your betting going

kerryberryboo

Gillianh2 wrote: »

afternoon all:j

I am soooooooooo bored and am itching to apply for something, now I know I shouldnt and the chances of me being accepted are zilch but the itch wont go away roflol:rotfl::rotfl:

How strict are Studio?? Cant get a cold from ANY catalogues.:rotfl:Have been "invited" to apply for a CAPONE now they declined me last year and the year before:rotfl::rotfl: But am thinking maybe I should see if they really do want me as a customer.:AAlbeit the "invite" was only thru email:A

I am sooooooooooooooooo jealous of all those who have been accepted for the Silver card:eek::eek: Flipping fastest rejection I have had. In fact I swear I could hear them rolling around laughing at my cheek for applying down the computer:eek::rotfl::rotfl:

hahaha!! Me too!!:rotfl::rotfl::rotfl:
I went a bit bad over last few weeks - applied for Vanqus, Aqua and Cap One - Aqua accepted me, the rest declined!:eek::eek:
My Experian credit file is ok - have an old default on it but apart from that everything is ok. Haven't checked Equifax yet, too scared to do so LOL:(
But I am :mad:itching:mad: to apply for something else - I should call it quits right here and now but I see all these other people applying and being accepted and I want to be part of the cool gang!!

Gillianh2

PARIS_5000 wrote: »

Have you tried Aqua and Vanquis as well.[/QUOTE

Just had Vanquis:T 2 weeks ago:DHalf and half about applying for aqua as they have turned me down last year as well. I have about 4 searches from the past 6 weeks so should really pack it in for now and behave:A But ooooooooooooooh the itch:rotfl::rotfl: