The Sub Prime Credit Thread - Part IV

never-in-doubt

usedandabused wrote: »

that is the thing, i haven't falisfied anything, onloy thing to maybe catch me out is a typo as in mis-spelt names?

i know it is better to be honest and get accepted/rejected then lie and get accepted/rejected


i'll resist applying for a whole year but i want to check my report online for all three credit agency's in ONE place, saves me remembering to cancel the free trail three times etc

I'm not saying not to apply for a year, i'm saying that will allow things to settle down. Send £2 to each of the below with proof of identity and they will send your most recent file - you need to see what they contain, then we'll be able to advise the worthiness of SARing N Hunter/CIFAS.



The addresses of the credit reference agencies are:

Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

www.equifax.co.uk

Call Credit Plc
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ

0870 060 1414
www.callcredit.co.uk

Experian Ltd
Customer Support Centre
PO Box 8000
Nottingham
NG80 7WF

0844 481 8000
www.experian.co.uk

never-in-doubt

CHANGEyourMP wrote: »

Don't worry NIDDY, I'll I leave you and your HIJACKED THREAD alone!:wave:

Don't slam the door on your way out please :wave::wave::wave::wave::wave:

kerryberryboo

never-in-doubt wrote: »

Don't slam the door on your way out please :wave::wave::wave::wave::wave:

Or as my wee gran would say "Don't let the door hit yer !!!!! on the way oot"

Classic

Zack1

seeya23 wrote: »

they still took my dd after i paid manually how your betting going

Ah good, the interest on that card is stupidly high so don't want them charging me whatever stupidly high % it is on £200 quid! Do you know when my rate gets slashed, I can't remember but I want a limit review!!

Yea it's good because it's the holidays The problem is you need to be around a few hours before kickoff and normallly get quite a lot 2 or 3 minutes before kickoff too - for Saturday's that's 11am-9pm! Well the bulk are 3 but there are evening matches too - so only possible when I don't go to football. For midweeks it's 5 til 7:30/45 or 8, normally I'm either out already (cinema etc) or going "out" as in night out. If it's a night out I'd be drunk by then :rotfl: One time I was due to go round friends at 8, got ready by 7:30 (while checking for matches) then did the 7:45 KOs sober and then at 7:46 I was downing vodka (everyone gets "merry" (or worse!) on their own before we even meet up!).

So in the holidays I have more time and can plan everything as and when I want - e.g. night out with my friend the other night, she finished work at 7, I told her not to rush and to get here for 8 :rotfl::p

spiritual1_2

kerryberryboo wrote: »

Or as my wee gran would say "Don't let the door hit yer !!!!! on the way oot"

Classic

kerry u were quering aqua i sent back there cca last wednesday just called today to check on it theyve just recieved it TODAY and my accounts now been generated now my card will be here in the next 7-10 days with my pin

one sloowwwwwwwwwwwwwwwwww process im UNHAPPY

:(:(:(

Innocent_Guy

OMG OMG!

Flybee limit is 5k!!

spiritual1_2

on a further subnote i defaulted on a bos credit card years ago for £2800 and a halifax credit card for £3400 ...............so kept thinkin aybe i should avoid those banks and organisations ut they approved me anyway HOWEVER call me cautious i reinvented my SIGNATURE just incase they tried to compare anythin to years gone by.......

:A

spiritual1_2

Innocent_Guy wrote: »

OMG OMG!

Flybee limit is 5k!!

i dont wanna hear it OK

an no im not bitter

kerryberryboo

spiritual1 wrote: »

kerry u were quering aqua i sent back there cca last wednesday just called today to check on it theyve just recieved it TODAY and my accounts now been generated now my card will be here in the next 7-10 days with my pin

one sloowwwwwwwwwwwwwwwwww process im UNHAPPY

:(:(:(

I'll let you know as soon as I get the card! Little bit disappointed in the slow process too!

Zack1

Innocent_Guy wrote: »

OMG OMG!

Flybee limit is 5k!!

Whatttt! :eek: That's a nice limit though!

I don't know how it works - but would that not be a problem in the monthly feed? Other lenders might consider a new card with 5k too much and cut your limit with them?