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The Sub Prime Credit Thread - Part IV

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  • sutton111 wrote: »
    Has anyone else received their silvercard pin? I applied 2 weeks ago and still no pin. I've had my card a week also.


    sutton there terrible mate ive still not got mine either oh and ive updated innocents sygma page with the rest sygma do u can go through them one by one every 6 months

    :beer:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton there terrible mate ive still not got mine either oh and ive updated innocents sygma page with the rest sygma do u can go through them one by one every 6 months

    :beer:

    I'm going to go for a Flybe next, i did try yesterday but i got declined. So I'll leave it 2 or 3 payments and try again.
  • sutton111 wrote: »
    I'm going to go for a Flybe next, i did try yesterday but i got declined. So I'll leave it 2 or 3 payments and try again.

    from what ive gathered flybe score harder ie people are gettin knocked back for flybe FIRST and approved for sygma silver SECOND somethin to consider

    :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cheers guys


    just wondering is it possible i can obtain a credit report online that shows all info CC Ex and Eq hold on me? in one report, as opposed to just infor held by them separately?


    i need to work out my next move

    https://www.checkmyfile.com
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    from what ive gathered flybe score harder ie people are gettin knocked back for flybe FIRST and approved for sygma silver SECOND somethin to consider

    :)

    Hmmmm. Well i'll just hang fire then.

    Innocent how long since your Silvercard app?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Niddy doesn't like been corrected, Niddy gets mean!:rotfl:

    Guarantee eh! That's a bold statement.
    TROLL, I don't so!
    Perhaps I am gilty of not been a NIDDY fan, but then who does like a bully!
    Don't worry NIDDY, I'll I leave you and your HIJACKED THREAD alone!:wave:

    Au revoir :j:j:j:j
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    spiritual1 wrote: »
    i dont wanna hear it OK

    an no im not bitter :p

    I honestly cant believe it!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Zack1 wrote: »
    Whatttt! :eek: That's a nice limit though!

    I don't know how it works - but would that not be a problem in the monthly feed? Other lenders might consider a new card with 5k too much and cut your limit with them?

    TBH I dont care if anyone cuts my limit, I am more than happy having one card with a healthy limit. If I run the account will hopefully they will offer the full 30% increase so the limit will be £6500 :-)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • I honestly cant believe it!

    yeah well spiritual1 was so upset about it all hes commited harry karry and ive took his place......

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    spiritual1 wrote: »
    best check innocents sygma page ive added in all others an THERES A LOT

    :beer:

    I never knew there was soo many, I am going to update the thread later!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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