We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing slow loading times and errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
The Sub Prime Credit Thread - Part IV
Comments
-
Innocent_Guy wrote: »I think that Sygma owe me a drink lol
Ha! Yeah, you bought they alot of custom!! lol :rotfl:0 -
LOL!Innocent_Guy wrote: »I think that Sygma owe me a drink lol
And what you said earlier about having 1 card with a big limit (I quoted it but it's vanished), that's true. For me, at the moment, I don't know which I'd prefer. I want bigger limits, but Natpest won't give it to me - and, up until these recent random credit hikes, it looked like Cap1 wouldn't either. Having all those 0's from so many different accounts must help too though - but I guess there is a limit to how many 0's are effective and at some point they get ignored.....0 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
LOL!
And what you said earlier about having 1 card with a big limit (I quoted it but it's vanished), that's true. For me, at the moment, I don't know which I'd prefer. I want bigger limits, but Natpest won't give it to me - and, up until these recent random credit hikes, it looked like Cap1 wouldn't either. Having all those 0's from so many different accounts must help too though - but I guess there is a limit to how many 0's are effective and at some point they get ignored.....
Well I have Barclaycard @ 2k - Flybe @ 5k - Slivercard @ 1k.
I am happy with those limits so will be closing most of my other accounts.
EDIT: Reference green zeros they can have a negative effect when you have too many active accounts. This is why I have closed soo many accounts recently.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Tell me about it.....:DInnocent_Guy wrote: »Well I have Barclaycard @ 2k - Flybe @ 5k - Slivercard @ 1k.
I am happy with those limits so will be closing most of my other accounts.
EDIT: Reference green zeros they can have a negative effect when you have too many active accounts. This is why I have closed soo many accounts recently.
Oh really, didn't know that about too many active accounts!
What you keeping and what's going then?0 -
Innocent_Guy wrote: »EDIT: Reference green zeros they can have a negative effect when you have too many active accounts. This is why I have closed soo many accounts recently.
Why is that?0 -
-
Its-A-New-Age-Thing wrote: »sutton its a score fail SOMETIMES due to them thinking ure OVERCOMMITED
:beer:
Cheers, i think i'll close some not used bank accounts.0 -
Oh really, didn't know that about too many active accounts!
What you keeping and what's going then?
This is why I have closed approx 6-8 accounts this year. I am still to close
* Lloyds Current Account
* 2 Santander Current Accounts
* 2 Shop Direct Catalogues
I am waiting for Aqua & Capital one to be marked as Settled.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards