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The Sub Prime Credit Thread - Part IV

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  • Good morning :D
  • I like that everyone is nice and cheery!
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    I'm nice and cheery!

    Just got the PIN for my Silver card, but no spending! As I'm xferring the balance from my Barclaycard.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • edinburgher
    edinburgher Posts: 13,888 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great news guys - Cap One have accepted my application!
    Great news - your card's on its way and should arrive within the next five working days.

    I haven't had access to credit of any kind for 5 years or more, so very chuffed :)
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Great news guys - Cap One have accepted my application!



    I haven't had access to credit of any kind for 5 years or more, so very chuffed :)
    well done is it a credit card or bank account ??
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    seeya23 wrote: »
    well done is it a credit card or bank account ??

    Cap One don't do bank accounts over here ;)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • seeya23
    seeya23 Posts: 2,330 Forumite
    izools wrote: »
    Cap One don't do bank accounts over here ;)
    lol i thought it said co op :rotfl::rotfl::rotfl::rotfl:
  • edinburgher
    edinburgher Posts: 13,888 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Credit card - very pleased. Any idea what a typical rate for a new customer is? Assume the worst possible rate...
  • cifpower
    cifpower Posts: 6,502 Forumite
    You will more than likely get the APR stated on the website.
  • edinburgher
    edinburgher Posts: 13,888 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    cifpower wrote: »
    You will more than likely get the APR stated on the website.

    I haven't used credit for so long I forgot that they publish typical rates in bloody obvious places such as that suggested :o Sorry, didn't mean to be so dense!
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