The Sub Prime Credit Thread - Part IV

TFD_2

sutton111 wrote: »

Am I missing something here? Where's the joke?

I'm confused, they make some nice clothes!

Innocent_Guy

doelani wrote: »

ok now I am curious going to look for last statement to see what mine is......brb

TBH I am shocked that I am on such a high APR but oh well...

sutton111

Innocent_Guy wrote: »

TBH I am shocked that I am on such a high APR but oh well...

Have you closed it yet?

Zack1

Innocent_Guy wrote: »

Just called Vanquis and been told my APR is 69.9% APR lol! Sooooo funny

I thought 59 was the highest!? That's jokes though!

doelani

back mine is 54.19 for purchses ......I mist be special to get such a good rate lol Just as well i pay it off each month as well.

Zack1

doelani wrote: »

back mine is 54.19 for purchses ......I mist be special to get such a good rate lol Just as well i pay it off each month as well.

They stick you in a tier depending on how good your credit score is. The top tier should be 59.9%, so you're 1 tier off the top.

Just got my o2 payment to come off my Cap1 card instead of Natpest, because Cap1 transactions show up online quicker so I actually make sure I have money left on that, unlike Natwest which is maxed out, again!

seeya23

good evening to all

Mrs_Ryan

Innocent_Guy wrote: »

Sorry to hear that! If I remember correctly you have a default don't you?

yes, I have a couple of defaults from last year... just thought I'd give it a go. Still only got my Capital One and my Studio accounts that are current..

seeya23

auqa put my wife limit up from £350 to £600 i hope they put my limit up soon

TFD_2

doelani wrote: »

back mine is 54.19 for purchses ......I mist be special to get such a good rate lol Just as well i pay it off each month as well.

That's the simple rate, not the APR. Yours is 69.9% APR, sorry.