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The Sub Prime Credit Thread - Part IV

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  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I had a please take a long running jump off the shortest pier when I against my better judgement hit the apply button for the Sygma card!!!! Now I have decided to step away from the apply button as my good luck run seems to have run out roflol
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Just called Vanquis and been told my APR is 69.9% APR lol! Sooooo funny
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    Just called Vanquis and been told my APR is 69.9% APR lol! Sooooo funny


    I might ask that question tomorrow when I ring to cancel mine lol
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sygma rejected me :( I know fine well all information I entered was exactly correct so I'm expecting another CIFAS in the near future then...!!
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mrs_Ryan wrote: »
    Sygma rejected me :( I know fine well all information I entered was exactly correct so I'm expecting another CIFAS in the near future then...!!

    Sorry to hear that! If I remember correctly you have a default don't you?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just called Vanquis and been told my APR is 69.9% APR lol! Sooooo funny

    Hope you told them to do one!!!

    69.9% that's fu*king ridiculous!! :eek::eek:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »


    Am I missing something here? Where's the joke? :o
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    sutton111 wrote: »
    Hope you told them to do one!!!

    69.9% that's fu*king ridiculous!! :eek::eek:

    ok now I am curious going to look for last statement to see what mine is......brb
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Hope you told them to do one!!!

    69.9% that's fu*king ridiculous!! :eek::eek:

    TBH I dont care as I have ALWAYS paid in full :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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