The Sub Prime Credit Thread - Part IV

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  • izools
    izools Posts: 7,513 Forumite
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    In light of not wanting to have many cards and get myself in poo poo again, I've just closed my Vanquis card :)

    Well, I say I've closed it... I asked them to so they've blocked the account and said it will "auto close" when my next statement is produced... I forsee a phone call in April to get them to actually close it; we'll see :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • edinburgher
    edinburgher Posts: 13,469 Forumite
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    izools wrote: »
    Yup! And various care plans and protection plans...

    Lol - I know where they can stick all those choice offers...
  • seeya23
    seeya23 Posts: 2,330 Forumite
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    edinburgher wrote: »
    Lol - I know where they can stick all those choice offers...

    that what i told them :rotfl::rotfl::rotfl:
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
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    I was after a Tesco card for the clubcard benefits etc, just done an application and it said I had a £400 limit subject to further checks etc.
    Watch this space.....
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
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    PROLIANT wrote: »
    I was after a Tesco card for the clubcard benefits etc, just done an application and it said I had a £400 limit subject to further checks etc.
    Watch this space.....


    Nice one mate - so welcome to the world of AVU! Out of interest have you applied to RBS recently? If so this will be why you were referred.... :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
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    never-in-doubt wrote: »
    Nice one mate - so welcome to the world of AVU! Out of interest have you applied to RBS recently? If so this will be why you were referred.... :D:D
    Yes, got my Natwest Mastercard in Feb.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
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    PROLIANT wrote: »
    Yes, got my Natwest Mastercard in Feb.

    Thought so mate - Thus you will be declined / referred mate!

    Tesco = RBS still. So you've made 2 app's in a month to the same company that insist on 3 months before reapplying :naughty::naughty:

    Need I say more lol :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Zack1
    Zack1 Posts: 1,433 Forumite
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    PROLIANT wrote: »
    I was after a Tesco card for the clubcard benefits etc, just done an application and it said I had a £400 limit subject to further checks etc.
    Watch this space.....
    Well done if you get it. I'm amazed that with AVU I got my Natpest card :rotfl:. Did you put your existing clubcard on the app or not?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
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    Zack1 wrote: »
    Well done if you get it. I'm amazed that with AVU I got my Natpest card :rotfl:. Did you put your existing clubcard on the app or not?
    Yes I put my clubcard number in.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Zack1
    Zack1 Posts: 1,433 Forumite
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    PROLIANT wrote: »
    Yes I put my clubcard number in.
    Ah cool, I think someone said they are easier to get if you don't, as Tesco want to attract new customers. I put mine in on my last app (and as they've got my spending history they probably think I'm an alcoholic...that's pretty much all I ever buy from there!) so I'm going to leave it out when I apply again.

    Oooh I got an alert from Equifax too, telling me my Cap1 limit had been changed :rotfl:
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