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The Sub Prime Credit Thread - Part IV
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Innocent_Guy wrote: »I need to close my LTSB account.
Didn't realise you had a Lloyds TSB account. Why you closing it?0 -
Large limits, but quite high APR's. Better than Aqua and Vanquis though.
Barclaycard will hopefully change card to standard Barclaycard @ 19.9% after 6 months.
TBH I am very please bearing in mind my last app was for capital one and I got accepted for £100 limit lolBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Didn't realise you had a Lloyds TSB account. Why you closing it?
Dont use it and I need to settle as many accounts as possible as I now have 20 accounts showing on credit files lolBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Dont use it and I need to settle as many accounts as possible as I now have 20 accounts showing on credit files lolInnocent_Guy wrote: »Barclaycard will hopefully change card to standard Barclaycard @ 19.9% after 6 months.
TBH I am very please bearing in mind my last app was for capital one and I got accepted for £100 limit lol
I'm going to close my Abbey account soon. I don't use that either. I have loads of accounts open too.0 -
I'm going to close my Abbey account soon. I don't use that either. I have loads of accounts open too.
I have got 3 abbey accounts to close.
1 of them is o/d so need to reduce o/d first :eek:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »I have got 3 abbey accounts to close.
1 of them is o/d so need to reduce o/d first :eek:
So what accounts are you using then? HSBC and Barclays?
Why don't you just close them, why do you have to reduce the OD first?0 -
So what accounts are you using then? HSBC and Barclays?
Why don't you just close them, why do you have to reduce the OD first?
I am using HSBC as my main account and Barclays as my secondary.
1 of my Abbey accounts is currently overdrawn so I need to sort that out before they will close it.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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