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The Sub Prime Credit Thread - Part IV

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  • cifpower
    cifpower Posts: 6,502 Forumite
    Back from work. Have to pick up my housemate at half 12. Working tomorrow from 2-10 and then Saturday from 6am-2pm! :eek:

    **thinks of the money**
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Back from work. Have to pick up my housemate at half 12. Working tomorrow from 2-10 and then Saturday from 6am-2pm! :eek:

    **thinks of the money**

    I work 6am-2pm sometimes and love it :-)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am using HSBC as my main account and Barclays as my secondary.

    1 of my Abbey accounts is currently overdrawn so I need to sort that out before they will close it.

    Oh your really sorting yourself out. Once i get a card with a decent limit, i'll close all my catalogue as i don't need them.
  • cifpower
    cifpower Posts: 6,502 Forumite
    I work 6am-2pm sometimes and love it :-)
    But after a 2pm-10pm shift? That is what is worrying me.

    48 hours this week and 40 next week is going to kill me
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    I balance transfer capital one card balance at 34.94% to my HSBC credit card and got my limit reduced from 18.9% to 15 .9 for 6 months.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    Back from work. Have to pick up my housemate at half 12. Working tomorrow from 2-10 and then Saturday from 6am-2pm! :eek:

    **thinks of the money**

    On another date is he? lol :rotfl:

    Christ, that's harsh. 8 hours between shifts. :eek:
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    On another date is he? lol :rotfl:

    Christ, that's harsh. 8 hours between shifts. :eek:
    He is with his ex and the mother of his son so god knows what is going on! :eek:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Oh your really sorting yourself out. Once i get a card with a decent limit, i'll close all my catalogue as i don't need them.

    I want to have a "credit file clean-up"

    So far I have closed

    * Jacamo
    * Next
    * Very
    * Aqua
    * Capital One

    I need to closed

    * Abbey x3
    * Lloyds
    * Littlewoods
    * Empire Stores
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    He is with his ex and the mother of his son so god knows what is going on! :eek:

    In the word of Harry Hill "FIGHT!!!!" lol
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    But after a 2pm-10pm shift? That is what is worrying me.

    48 hours this week and 40 next week is going to kill me

    I do 1pm - 9pm back to back with the 6am-2pm.

    When required i also work 10pm - 6am
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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