The Sub Prime Credit Thread - Part IV

cifpower

Innocent_Guy wrote: »

I do 1pm - 9pm back to back with the 6am-2pm.

When required i also work 10pm - 6am

Crikey O'Reilly. I would never do a night shift. I had a little experience of it tonight what with serving through the hatch and stuff of the petrol station. It was madness!

sutton111

Innocent_Guy wrote: »

I want to have a "credit file clean-up"

So far I have closed

* Jacamo
* Next
* Very
* Aqua
* Capital One

I need to closed

* Abbey x3
* Lloyds
* Littlewoods
* Empire Stores

Well i'm leaving Next because it's only £500 limit. They messed yu around didn't they! If there is any sign of that with me, they can take a long walk of a short pier.

I've closed my Great Universal and i'm closing Empire (if i can resist not buying a iMac!!)

Innocent_Guy

cifpower wrote: »

Crikey O'Reilly. I would never do a night shift. I had a little experience of it tonight what with serving through the hatch and stuff of the petrol station. It was madness!

I have to do staff appraisals so do have to come and do the night shift. They do also need there as$ kicked into gear so I need to make my presence know once in a whilse

Innocent_Guy

sutton111 wrote: »

Well i'm leaving Next because it's only £500 limit. They messed yu around didn't they! If there is any sign of that with me, they can take a long walk of a short pier.

I've closed my Great Universal and i'm closing Empire (if i can resist not buying a iMac!!)

Buy a Mac!!!

I closed next because of the up and down credit limit.

sutton111

I'm keeping Littlewoods @ the moment.

I want to close Jacamo, Very and Grattan too.

Closed T-Mobile last month, but they're messing me about, because they didn't cancel my contract properly on the 21st of January.

I'd never go back with T-Mobile. I'd stick to O2, because, where i live, theircoverage is great.

Innocent_Guy

BRB All.......

sutton111

Innocent_Guy wrote: »

Buy a Mac!!!

I closed next because of the up and down credit limit.

Please give some info about Mac against PC's. I was looking on YouTube, but it's yank talk. :cool::rotfl:

Mrs_Ryan

Innocent_Guy wrote: »

I do 1pm - 9pm back to back with the 6am-2pm.

When required i also work 10pm - 6am

I sometimes do 1-9/1.30-9.30 back to back with 7-2.30... I also have to do 9.15 pm-7.15 am sometimes. Its not so bad - we get extra pay for it in Working Time Directive pay as the nature of the work means we HAVE to do it... but its not often I do an early shift now... I usually work late shifts.

coffeeandfags

Hiya. Im a long-time lurker on this thread
Anyways, my credit record was 100% completely shot (still is lol but im slowly getting there), but after 2 years of trying and applying every 6 months, Vanquis have eventually accepted me and i have a shiny pink card in my grubby paws :j:j
So what to do now to try and even start to repair my record?? Do i spend on it? Do i pay it off in full every month or not? If i pay in full every month are they likely to increase the measly £250 limit?

I really want to get this right this time

BTW, ive also tried in the past for Aqua, JD Williams, all the usual suspects, but have been consistently knocked back. So how long to show them i can be a "good girl" til i should shoot off another application??

Sorry all the questions, but im sooo chuffed that someone has given me a chance!

never-in-doubt

ged1980 wrote: »

I also applyed for a RBS account and have sent back the agrement so will wait first see if i get that

Hiya

Did you get the RBS account? If so, what type and what type of card :D