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The Sub Prime Credit Thread - Part IV

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  • izools wrote: »
    I occasionally have urges to fly. I often dream about flying, too. What is that indicative of?

    Being high mate - happens to me daily :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 26 February 2010 at 8:22PM
    Being high mate - happens to me daily :rotfl: :rotfl: :rotfl:

    Funny that, when I experimented as a teenager being high as a kite on various things I never contemplated or deamt about flying... I did however manage to count 24 Xes on a can of Castlemaine when on a mushie trip, though...

    (Pictures Ike saying "Totally tripping balls" on Southpark" :rotfl:)
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    It would be an interesting piece of research - how many of this forums users are bipolar, hypomanic etc. I'm not i was just stupid with money.
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • lemma1968 wrote: »
    It would be an interesting piece of research - how many of this forums users are bipolar, hypomanic etc. I'm not i was just stupid with money.

    Haven't you just PADded a ton (£100) to HMRC for late return of taxes? Naughty lol :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 26 February 2010 at 8:35PM
    Have you just figured that out mate? :rotfl: :rotfl: :rotfl:

    Send one SAR with all account numbers, however my PM to you should have covered the points relevant to you, i.e. don't bother.

    Close the account and move on - JD are !!!!!! anyway mate - save the aggro. :p

    I just want the green 0's mate, I dont have many credit accounts at the moment and want to make sure when my defaults drop off I have a good history.....no one else will have me :(

    Edit: Saying that though they only report to Equifax anyway.....I think I will close em, over priced and rubbish anyway!
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Zack1 wrote: »
    Hahaha!! I don't get any of the printed stuff, only had 1 thing from them, they bombard my uni email account with absolute rubbish though, I've had 4 emails in 2 days from those lot - no I'm not interested in 20% off the already overly inflated junk!!:mad:

    What I am saying is why send me all this junk, if every order I place they cancel? Joke of a company! :mad:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm asking to switch my confirmed place at university starting September to BSc Computer Science (Digital Media and Games).

    It looks better then what I have originally applied for.
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Haven't you just PADded a ton (£100) to HMRC for late return of taxes? Naughty lol :rotfl: :rotfl:

    Well, my returns are always on time - the last one was sent in August last year. My problem is a cash flow one - so i know how much i owe but struggle to pay it. I have the HMRC on speed dial and my xmas card list :p My tax arrears is my only debt - but its quite substantial :eek:

    So i am a little naughty, but a little naughtiness can sometimes be nice ;)
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    And hey if you need to put anything off it might as well be the 0% or 8% APR Inland revenue / local authority / etc who don't report to the CRAs, eh? :beer:
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    izools wrote: »
    And hey if you need to put anything off it might as well be the 0% or 8% APR Inland revenue / local authority / etc who don't report to the CRAs, eh? :beer:

    True - but they do pack a punch when they want - a CCJ to be exact in March 2008 :( All satisfied though. We could not agree a payment plan - the District Judge did though but it cost me a bleeding pain in the neck CCJ. Long story behind this which i shall not bore you with. But i have been behind ever since. They are being ok with me now but I have reviews every 3 months. I should be sorted by November'ish though :mad:
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
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