The Sub Prime Credit Thread - Part IV

never-in-doubt

Proliant, you know when you make an offer - and sometimes think it's just the nice thing to do, well now you've offered Fairmorn you just know he's gonna make you work for it :rotfl: :rotfl: :rotfl:

Sorry dude but I doubt we'll see you til next X-Mas, what with you being so busy setting up his new e-commerce site (lol sorry mate - just messing)

fairmorn308

What am looking for is only small anyway and just a help to start off then i hopefully manage

hows you anyway NID

Zack1

izools wrote: »

No mate, they are scored the same, they both offer APRs upto 59.9% APR.

The Black Diamond is advertised with a lower "typical" APR because on average people with a higher score apply for it

All Vanquis credit cards offer between 19.9% APR and 59.9% APR depending on the score of the applicant - the Vanquis Bank card targeting people with bad credit is advertised with a higher typical APR because their customers have lower scores than the other brands so fall into higher APR gradings

Ah yea I understand that thanks, I didn't know the main one did offer 59.9%. I might go for the diamond one just because it looks nicer then

For people who have Vanquis then, what's the highest APR anyone has, and what's your file like? Don't know if they'd take a chance on me even at 59% because of my 200 & 350 existing cards. Glad Cap1 has gone up though, trying to now balance it so I'm never using (bar big purchases) more than ~75% of each card, that should make my score better? Considering emailing Cap1 to get clarification on the 3 month no-use thing, if it works then I might just ditch that and try for a new one

Oh and my virus scan has finally finished.....No virus. My Spyware scan has also finished....no spyware.... now I'm going to find manual removal instructions to hunt down this virus I've apparently got and see if it's actually there or not............

never-in-doubt

fairmorn308 wrote: »

What am looking for is only small anyway and just a help to start off then i hopefully manage

hows you anyway NID

hehe - am just messing matey, you know that! I reckon with Mr P's help you'll sort it no time, he does know his !!!!!! and is a self-confessed I.T [STRIKE]Geek[/STRIKE] Buff (sorry Proliant, typo)!

What are you going to be selling mate - come on, tell us more

never-in-doubt

Zack1 wrote: »

Oh and my virus scan has finally finished.....No virus. My Spyware scan has also finished....no spyware.... now I'm going to find manual removal instructions to hunt down this virus I've apparently got and see if it's actually there or not............

How do you know you have a virus and what is it called?

Why not log-in to internet banking and see if you have a free virus checker there? Most banks do it now -

see this from MSE: Free Anti-Virus Software: Legally protect your PC for free...

Zack1

never-in-doubt wrote: »

How do you know you have a virus and what is it called?

Why not log-in to internet banking and see if you have a free virus checker there? Most banks do it now -

see this from MSE: Free Anti-Virus Software: Legally protect your PC for free...

The women on the phone said that a payee had been setup in my account so they banned me from online banking to protect me, as it means I've got the zbot virus (and she gave the 2 alternative names for it). I'm pretty sure I haven't, but better scan etc to make sure!

never-in-doubt

Zack1 wrote: »

The women on the phone said that a payee had been setup in my account so they banned me from online banking to protect me, as it means I've got the zbot virus (and she gave the 2 alternative names for it). I'm pretty sure I haven't, but better scan etc to make sure!

Click this mate - http://www.google.co.uk/search?hl=en&source=hp&q=zbot+virus+manual+removal&meta=&aq=f&oq=

Zack1

never-in-doubt wrote: »

Click this mate - http://www.google.co.uk/search?hl=en&source=hp&q=zbot+virus+manual+removal&meta=&aq=f&oq=

Haha thanks, was going to google for it myself but football distracted me! Yea well the process named in one of the manual removals isn't running and the files listed that I've looked for aren't there so no idea! Will run Spyware doctor too though, on top of the 2 I've ran - if that doesn't find anything surely it's safe!? lol

I liked it when she suggested I go to a "computer professional" and tell them I've got a virus...she obviously doesn't have access to the course I'm studying on her screen! :rotfl:

seeya23

good evening to all

fairmorn308

Big thanks to PROLIANT

In the short time i have spoke to him tonight i manged to setup a domain / Hosting and email address now up and running

Thank you mate