The Sub Prime Credit Thread - Part IV

Innocent_Guy

Innocent_Guy wrote: »

I also want to apply for an egg card lol

http://new.egg.com/visitor/0,,3_84106--View_1763,00.html

To apply for an Egg Card you need to satisfy certain requirements for statutory, regulatory and practical reasons, details of these are provided below.

You can apply if you:

are aged 18 years or over

are permanently resident in the UK (excluding Channel Islands and Isle of Man)

are able to provide us with residential addresses for the last two years

have regular access to the Internet

can be contacted via a personal e-mail address at home or work

have a UK bank or building society account from which you can pay direct debits. The account must be in your name, or in joint names where you are one of the account holders (excluding business accounts).

do not already have an Egg Card or haven't closed an Egg Card account within the last 12 months. Existing additional cardholders may apply.

Innocent_Guy

izools wrote: »

If you can see past the pretentious attitude of their in branch staff (they all look down their nose at me because I'm not 48 years old with gold / diamond cuff links) and get a full account I suppose HSBC could edge ahead but they are very strict and won't even give me a cash card account.

They are so rude and unhelpful when trying to open a cash account also - the branch sais they don't do cash account apps in branch to go online - so you go online which says call to apply so you call to apply and they say no, go in to branch to apply.

Hate them with a passion. They put through an app for a full account despite me categorically stating CASH ACCOUNT and the lady in branch said "don't come back until your BR order has dropped off your file"... not with that attitude love!

/rant

I have always had good service from HSBC...... Who knows

ged1980

never-in-doubt wrote: »

Well I pretty much live here (sadly enough) lol as my post count suggests - sad, yep I know ok ok!! So hows it going anyway matey?

Did you see the pages about Bank of Cyprus? Seems so far there was only me and another that got accepted..... weird eh? And today they are sending me the cheque card... cool :D

still not put my £10 in account as i got the RBS account but still getting letters from them got my internet code today.

Seeing they do a cheque card i may pop £10 in and ask for one

never-in-doubt

Innocent_Guy wrote: »

To apply for an Egg Card you need to satisfy certain requirements for statutory, regulatory and practical reasons, details of these are provided below.

.

Do it mate and you will see this (or similar): - they do not like you opening an account if you have any new accounts showing on your CR within (unknown) months... (they didn't tell me how many exactly)...

Miles30

never-in-doubt wrote: »

would that be peculiar? lol

cheeky bugga! :rotfl::rotfl:

Lol well, you gotta be peculiar to make 500 app's in a yr :rotfl::rotfl:

More like OCD :rotfl::rotfl::rotfl:

Innocent_Guy

never-in-doubt wrote: »

Do it mate and you will see this (or similar): - they do not like you opening an account if you have any new accounts showing on your CR within (unknown) months... (they didn't tell me how many exactly)...

LOL you crack me up...... When you originally applied did you get an instant decline?

never-in-doubt

p.s I never applied within 3 months but I do have 2 new accounts (coventry and BoC).... the egg decline is from last week (or week before maybe)

Yes instant decline as shown above - that was the page I got!

izools

wizzywig27 wrote: »

My Barclays Visa Card begins 4539 - that is full auth as well aint it? As I can use on trains etc - does that mean my Lloyds TSB one wont? What about Halifax?

My Barclays Visa is also CGC and contactless

No mate, full auth doesn't work on trains - you have an off line card - the opposite of full auth - hence as you say it starts 4539.

The replacement cards or cards for new customers opening a full current account start 4658 and are full auth, unless you specify chequebook & CG at point of applying - and the pass score is a fair amount higher for that. But you already have hat so I suppose that's a moot point...

Innocent_Guy

BTW have you called that number to discuss your app?

never-in-doubt

Miles30 wrote: »

Lol well, you gotta be peculiar to make 500 app's in a yr :rotfl::rotfl:

More like OCD :rotfl::rotfl::rotfl:

Mate I applied to HBOS hundreds of times (literally, maybe 300 or thereabouts in a period of 3 months) until they cifas'd me - barstewards.... lol :rotfl: