The Sub Prime Credit Thread - Part IV

RICK..._2

thanks oh and thanks for that number on the other thread as i got through. yeah think i will mate, not pushing my luck now!

Zack1

Haha Rick I was going to suggest JDW instead of Littlewoods (although I'd rather have Littlewoods if they didn't decline me!), but see you've got them already, and a grand limit!!

LOL @ 3 Sim Zero... has anyone on here NOT got that!? Like how they charged me for a credit check....nice to think I'm costing those clowns at Halifax money every time they search me, even if it's not much!

Would it be worth bringing my JDW limit down to like £50? I've just had another look around, there's no way I'm going to spend anything like £125 on there in a lifetime let alone a month!

seeya23

Zack1 wrote: »

LOL @ 3 Sim Zero... has anyone on here NOT got that!?

me i have not got one yet

RICK..._2

Haha yeah, only had my JDW and Jacamo for 7 months so I havent done bad limit wise! Just need to clear them which hopefully I'll do in the next couple of months.

I last applied for a Littlewoods July last year so going to wait until then before I try again!

edit - I think it might actually be you Zack that I spotted talking about the 3 Zero thing! So thanks for that aswell LOL. S'all about the green 0's!

Zack1

seeya23 wrote: »

me i have not got one yet

:eek: Why!? You could add it to your array of colours

RICK... wrote: »

Haha yeah, only had my JDW and Jacamo for 7 months so I havent done bad limit wise! Just need to clear them which hopefully I'll do in the next couple of months.

I last applied for a Littlewoods July last year so going to wait until then before I try again!

edit - I think it might actually be you Zack that I spotted talking about the 3 Zero thing! So thanks for that aswell LOL. S'all about the green 0's!

Haha, yea that's a great limit after 7 months, if only the likes of Capital One were more like that with their increases! I kind of want to see how much that JDW goes up to, but if it's reported as a £0 balance and £125 limit (or more) then it's £125+ available credit

Haha yea that's when Littlewoods turned me down. I was trying to get Finance on some really small amount, so they probably rejected me just for that :rotfl:. It said £0.20 a week or something so I was like yea I wouldn't mind that actually :rotfl:

Haha yea that probably was me, I remember posting about it. I've spent a grand total of 10p, although was close to spending more when I lost my contract phone & sim, but gave people the 3 number and they just called in, luckily, or I'd have racked up a massive bill!!

big_Daddy_Dave

RICK... wrote: »

Haha yeah, only had my JDW and Jacamo for 7 months so I havent done bad limit wise! Just need to clear them which hopefully I'll do in the next couple of months.

I last applied for a Littlewoods July last year so going to wait until then before I try again!

edit - I think it might actually be you Zack that I spotted talking about the 3 Zero thing! So thanks for that aswell LOL. S'all about the green 0's!

what limit did you get when you applied for JDW and Jacamo?

seeya23

big_Daddy_Dave wrote: »

what limit did you get when you applied for JDW and Jacamo?

i start with £125 with jacamo now @ £1900 in a year

big_Daddy_Dave

wow, do u order much or just order one thing and pay the minimum?

seeya23

big_Daddy_Dave wrote: »

wow, do u order much or just order one thing and pay the minimum?

order a big tv and few other bit.s sometimes i pay the minimum but most of the time i pay more

RICK..._2

Zack1 wrote: »

Haha yea that's when Littlewoods turned me down. I was trying to get Finance on some really small amount, so they probably rejected me just for that :rotfl:. It said £0.20 a week or something so I was like yea I wouldn't mind that actually :rotfl:

Haha yea that probably was me, I remember posting about it. I've spent a grand total of 10p, although was close to spending more when I lost my contract phone & sim, but gave people the 3 number and they just called in, luckily, or I'd have racked up a massive bill!!

Simliar to me, I tried to order some trainers :rotfl:There is a lot more variety on there tho and their prices are a lot better than JDW!

I've spent just over £1 on mine, but thats because like a dummy I forgot that I had it in my phone, so started texting people lol.

big_Daddy_Dave wrote: »

what limit did you get when you applied for JDW and Jacamo?

Both my accounts started with £125, then it went up every month after that. 225, 325, 500, 700, 1000. Now it's stopped! no idea what the next one will be tho, or when.

It's actually really strange.. this time last year I didn't have a single credit account, now i've got LOADS lol, well to me its loads anyway!