The Sub Prime Credit Thread - Part IV

seeya23

here my premier man account

sutton111

Capital One card has arrived!! :j

seeya23

sutton111 wrote: »

Capital One card has arrived!! :j

well done
are you off to the shops then

wizzywig27

seeya23 wrote: »

here my premier man account

why are you paying so much more less than me? I am annoyed now! :mad:

Zack1

sutton111 wrote: »

Capital One card has arrived!! :j

Haha good

Those lot took my £98 direct debit out today, I totally forgot that was due haha. Waiting for Natwest statement to be generated. And my rejection letter from Halifax hasn't got here yet, when it does I'll appeal it!

seeya23

sutton111 wrote: »

Capital One card has arrived!! :j

dont forget to sign up for equifax for your two free reports a year

big_Daddy_Dave

YES my jacamo account is working now

150 to spend

THANK YOU GUYS I LOVE YOU

seeya23

big_Daddy_Dave wrote: »

YES my jacamo account is working now

150 to spend

THANK YOU GUYS I LOVE YOU

well done :beer::beer:

seeya23

wizzywig27 wrote: »

why are you paying so much more less than me? I am annoyed now! :mad:

you can always call them and ask

Zack1

seeya23 wrote: »

you can always call them and ask

Yea...Wizzy are you sure it's not personalised interest rates? E.g. if you go for a loan and are higher risk they'll charge you more? Not saying you are, but that's what it could be if they've assessed you as a higher band? Or maybe you have some charges etc that are being cleared before purchases? It depends on the rates for each of them and the payment hierarchy, if it pays off the lowest ones first (as my credit card does) then you get charged LOADS of interest that way (because the highest ones are never cleared until you pay in full)