The Sub Prime Credit Thread - Part IV

seeya23

ElkyElky wrote: »

So basically this 'service charge' is the same as monthly interest?

yes it is mate

cifpower

Service charge is just their name for interest.

My balance is £392 and my service charge is arouns £12. I pay £20pm

never-in-doubt

Innocent_Guy wrote: »

I think that my internal score with my current accounts must be affected by the above? Surely these links will show on CAIS?

Its not slanderous mate! It's Libellous.....

But good letter, although a simple request would suffice lol

You need to check your SOS thread cos you have many applicants waiting to subscribe lol :rotfl::rotfl:

ElkyElky

I have a plan to clear my cards before June. I'd love to use my savings but I'm buying a car this month.

Innocent_Guy

never-in-doubt wrote: »

Its not slanderous mate! It's Libellous.....

But good letter, although a simple request would suffice lol

You need to check your SOS thread cos you have many applicants waiting to subscribe lol :rotfl::rotfl:

LOL, I was at work and had a client due any minute. I had been meaning to write it for ages so am not too concerned about my slight grammatical error

Anyway, do you think this will be issued as part of CAIS?

Innocent_Guy

Anymore suggestions on my last post on the SOS thread?

wizzywig27

seeya23 wrote: »

yes it is mate

Have you noticed they have taken your name away at the top where it says 'my account' and 'sign out'?

also here is mine:



How comes my payment is so much compared to yours, what is your payment terms?

big_Daddy_Dave

can someone help?

ive just signed up to Jacamo and it said i had a limit of 125

but i tried to order something and its asking for card details

is that normal or have they taken the credit away?

wizzywig27

big_Daddy_Dave wrote: »

can someone help?

ive just signed up to Jacamo and it said i had a limit of 125

but i tried to order something and its asking for card details

is that normal or have they taken the credit away?

They initially give you £125, but wont allow you to spend against it, they then do a credit check. Give it a few hours and log back in, if you have been accepted your credit limit will reappear :money: - took them about an hour to accept me with a fashion world account last week, but that was during the day.

never-in-doubt

big_Daddy_Dave wrote: »

can someone help?

ive just signed up to Jacamo and it said i had a limit of 125

but i tried to order something and its asking for card details

is that normal or have they taken the credit away?

You should log out and clear cookies/cache etc - if it still asks for cards then they have removed the limit, the JD Williams lot all start with £125 (or a decline) and then it updates itself and it could have simply been removed meaning they declined you.

Try the above and see what happens.... :rolleyes: