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Newbies' 10K in 2010 Challenge!! :)

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  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    loumac wrote: »
    I know! :mad:

    I actually purchased it for £60K in 2004 and in a silly moment borrowed again and increased the mortage in about 2007 (when the flat was valued at about £85k). We've had a valuation for £55k, one for £67k and one for £70k. With costs etc and NO savings we'd end up with nothing even if we got top end valuation. :o

    Gutted for you. Hopefully the market will rise again andput you back in positive equity, but not too much as to price me out of the market fro a first time buyer ;)
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    jojitsui wrote: »
    Have done double my milage this month so am hoping for £300 can't decide if I should save it for if (pma)/ when im unemployed or just pay it off my credit card.

    If i were in your position I would pay off as much as possible now.
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • Sorry to hear about jackjack. :( Why do we get so attached to pets? I have a dog called Molly who is my world! :)

    Congrats to all on the totals for this month, it just show what support from all can do. :beer:

    I have just been paid and updated my totals £1059.26:j:j:j
    Much more than I ever dreamed!:D
    LBM January 2010 Debt £22,239.51 Mortgage £120,999
    10K in 2010 = £1520.48 15.2% LOAN = £11,819.92 / £1055.35
    CC1 = £940.57 / £67.06 CC2 = £2994.71 / £156.43
    CC3 = £3494.00 / £239.93 CC4= £2678.00 / £159.00 Mortgage = £120,999.00 / £0.00 [STRIKE]O/D = £126.81[/STRIKE]
    Total = £143,238.51:eek: / £1520.48 :j= £141,805.35 1.06%
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    :(My dog died a couple of years ago, I still haven't got over it:(
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • Having one of my "thoughts":rotfl:

    I wonder if we hit £1 million would Martin mention us on GMTV?

    Shadydaz - you could have you 15 minutes!!! :j

    WM x x
    LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:
    Debt @ 31/03/2010 = £14,462.56 :)
    Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:
    £10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T
  • skaps
    skaps Posts: 2,255 Forumite
    edited 31 January 2010 at 6:53PM
    I have transferred £220 into the wedding fund isa, which i think will be it for this month. Another month down and im up to 40% there. In total though i have saved/paid off £2741 (27.4%). Still got a long way to go.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • lamarsi
    lamarsi Posts: 805 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Just paid the tax man £300 that i owed so updated my siggy, to £1850:j wish I could make it to £2000 b4 end of month so i'm getting ready and going to work early to make some extra dosh.. here goes another 18 hr shift :o
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    18 hour shifts,what do you do???
    Work in progress...Update coming July 2012.
  • lamarsi
    lamarsi Posts: 805 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    i work as a taxi driver.. not as bad as it sounds cause alot of the time I'm sat around waiting for work and i will have a snooze at tea time I'm a student nurse as well and when on placement we can work 14hour shifts not sat around sometimes with only 30 mins break all shift so this is not 2 bad really I'm can sit and read and get work done for uni at the same time ( if i get tired i !!!!!! of home i can please myself the hours i do) btw delayed paying someone the £100 i owe him i phoned him 7 times so i can now update again:T
    get rid of all the pounds by summer !!
    weight loss 3/42 lb
    Debt from 1st March:
    Was -£8900 NOW-£5000 PAID- £3900
    Get rid of the weight, pay the debt, then get myself a campavan! :T
  • Velma
    Velma Posts: 27 Forumite
    Hi everyone! :wave:
    Haven't posted for a while - just want to say congrats to everyone on their sigs- the totals look fab! :beer:
    Spent the month obsessing over my spread sheets - Embarrassing to admit but least I now know how much hard earned cash I've been wasting in the past - v. depressing thought...:(

    Sold a few bits n pieces on ebay this month - including front row tix for a comedien I really like - got a good price for them tho and I thought I can just beg/steal/borrow DVD when it comes out. Used the cash to pay off one of my store cards so with min repayments etc total for jan is £1083.02:T
    Off to root the wardrobe for more to ebay next month!
    Good luck for Feb everyone!:D
    LBM Dec 09 - £27,227
    Debt Free by Xmas 2013 - #109 - £726.54/£10865 (6.68%)
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