Newbies' 10K in 2010 Challenge!! :)

skintjenny

I go off Natwest more and more every day- I've had so many bad experiences with them, both on the personal and business banking side... having said that, I do have to say their front of store staff in carlisle are all lovely, they are always willing to help out IF they can...but the natwest system seems to work against them!

willsmum_2

Just popped by to how everyone is getting on. Can't believe I am member 20 - have added to signature!!!

Also, just wanted to say that I am one of those who is waiting until January before I start, I do have to admit however, to having some money stashed away for the 1st January already!!!

Really excited about this challenge and I wish everyone the best of luck! 11 days to go!!!

tlc123_2

Hi Willsmum
I'm excited too - I have about 8 helen e parties in just for January so if they all come off thatll be quite a few pennies in my £10K pot! Woo...

I went out lastngiht, spend too much money and now only ave a bit left for my mas do. What I would normally do is take that £40 out of my pot if i'm short, but I refuse to do it this time - that was the OLD me!!!!
x

shadydaz

skintjenny wrote: »

I go off Natwest more and more every day- I've had so many bad experiences with them, both on the personal and business banking side... having said that, I do have to say their front of store staff in carlisle are all lovely, they are always willing to help out IF they can...but the natwest system seems to work against them!

It is the only bank i have ever banked with:eek: 20 years! In that time their customer service levels have deteriorated somewhat and more reapidly so over the last 5 years. Getting them to do anything that involves non value added administration is an absolute nightmare:rolleyes: This is not just a go at Natwest but they are the only banking institution that I can relate too apart from Cambridge BS, who so far have been excellent in all respects.

shadydaz

I have a few things up my sleeve to help get my started so should see a good dent in the £10k mark by sig update time at the end of month 1.:j

webitha

shadydaz wrote: »

I have a few things up my sleeve to help get my started so should see a good dent in the £10k mark by sig update time at the end of month 1.:j

are you going to enlighten us, so we can nick the ideas for ourselves :D:D

peetzil39

Hi, Yeah any tips welcome. I am one of the folk waiting till Jan 1st to get started, can't wait though - I've bought Martins book 'thrifty ways for modern days' and have been trying out loads of the ideas. On the downside my kitchen smells like the local chippy - think I overdid it on the vinegar cleaning solution My OH is wondering what on earth is goin on!

shadydaz

webitha wrote: »

are you going to enlighten us, so we can nick the ideas for ourselves :D:D

Ebay- I have a pile of car speakers out of my old SRI that are going to make a young ICE head very happy.
Bonus- I got an unexpected bonus on the 14th which i have stashed a bit to get me started.
Flooring- I am owed money from a customer for a job done which will add to my savings afeter Christmas.
I might well actually advertise my services and see if I can get a few jobs done which will earn me about £70-£100 per room.
DHL- I might see if they have any long distance special jobs on offer (delivering) for example specials to Scotland or Belfast, these apparently pay quite well.
Wife- She may well be in for a promotion after Christmas, this will bring in extra money. If not promotion then at least extra hours.

Apart form that save save save. Restructure the financial management of the houseold a little bit to try and budget in some areas a little better.

shadydaz

peetzil39 wrote: »

On the downside my kitchen smells like the local chippy - think I overdid it on the vinegar cleaning solution My OH is wondering what on earth is goin on!

Brilliant Peetzil39. Made me Laugh.:rotfl:

webitha

well its getting near jan 1st and in started to get exited about this challenge...and a little nervous as to hit the 10k target, i would have to pay £833 a month, and i dont even earn that lol, so while i will try my bestest and hardest, i doubt i will manage it, but PMA.
if i manage at least half then a happy webitha i will be