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Newbies' 10K in 2010 Challenge!! :)
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Peetxil39 - Here's something to think about. 3DHD TV's are comming out in 6 months time, these will instantly make all HD TV's outdated and they won't be much more expensive than a regulare HDTV. Unless you've got loads of cash to splash out there's no point buying emerging technology until 6 months to a year after relise (to let other people work out the kinks before you jump on the wagon) Therefore you shouldn't bother buying a new TV for 12 to 18 months... So instead of running out and buying something that will be outdated very quickly save up a little for a year and buy something that will be relevant for much longer. Not quite the same as telling you you don't need a new TV but you know it makes sense0
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still here and plodding along. keeping my sig updated to keep me motivated, still under target but having paid off just over £2k in 3 months is not so bad.
keep up the good work everyone!!December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
Thanks guys, good point Amatheya hadn't thought of that! I am trying, and my other half is against the idea of a new tv, so that's helping
Going to go back and read one of Martin's books again, see if I can re-inspire myself, fingers crossed! My month ends tomorrow, so will log on then and update my totals.
Peetzil xCC 1 Halifax £4350(4.9%)CC 2 MBNA £6260 (5.4%)CC 3 Barclaycard 8500(0%)CC 4 Tesco £2500O/D £3000:eek:0 -
Hello everyone, hope everyone's having a good day so far.
Payday today...........yayyyy! I'd like to update my totals please. I've paid another £712.72 which brings my total up to £2,527.44 so far. It wasn't as much as I'd hoped, but still a good sum. Day off today so I've been looking for things to ebay. I'm feeling quite ashamed of myself actually because I came across loads of stuff I'd totally forgotten about..........which means of course, that I never really needed them in the first place!!
Take care everyone and keep up the good work xTotal debt at LBM £26k+Total debt now £16,494.40Tesco CC 11/2/11 Total - £1,387.20 - Now £00 -
Just got my bonus letter and it will be coming in with this months pay packet!! I see the biggest payment of the year coming up, come pay day!
Now just the waiting game...Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Congratulations - that is a fantastic achievement and I'm really pleased for you.
I can't quite believe I am writing this (and I assure you I'm not trying to do any kind of "oneupmanship" Banwa) but I have just paid £3,000 off my Halifax credit card. A lot of this came from a previous landlord paying up who I had taken to court for not returning my deposit (I've wittered on about this in my DFW diary if anyone is interested in the story), but I also got an unexpected bonus at work this week. All things being well I'll also be in the 13 thousands at the end of March. :j
Right, that's it, the fight is on....:rotfl:
Overall debt hasn't come down by much, BUT we have now transferred £6000 from new virgin credit cards to pay the horrible overdrafts off - 0% until July 2011. This was recommended by Martin in the 'super balance transfer' article. It cost us £260 to do this but that is less than 3 months overdraft charges so will definitely pay off. Really delighted as this now means everything apart from the 2 car loans (£1000 left on each) are now at 0%. :j. We can make some real inroads into it now.
Happy budgeting everyone, hope we all have another good month :TDebt £26k 18/10/140 -
Ive not been really able to work on anything as have been really down at present but I have now updated my sig!
Not huge amounts but at least nearly at 20% doneLoan1 [STRIKE]£11854.3[/STRIKE] £11420.62 CCard [STRIKE]£5770.52[/STRIKE] £5546.03 Loan2 £4383.90 LoanUncle £1500 LoanMum £1000 LoanDad £630 Supplier2 [STRIKE]£524.35[/STRIKE] £224.35 Supplier1 [STRIKE]£1092.7[/STRIKE] £700 Rent Arrers [STRIKE]£1775[/STRIKE] £1675
£27361.82 :eek: Ill get there....somehow!!
10K in 2010 £2068.38/£10 000 20% there.0 -
I am now up to £5208.71 which is 52% of my target. This is my savings and debt payments combined.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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Has anyone heard from Shadydaz lately?LBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:Debt @ 31/03/2010 = £14,462.56Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:£10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T0
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