MSE News: Ryanair to charge for Visa Electron bookings

jamesbrownontheroad

davidjohnson6 wrote: »

Neteller has a fee to load money from debit / credit cards.

Well spotted. This is not detailed in their Prepaid Mastercard fees table. It's 1.75% per debit or credit card deposit to your Neteller account.

moneymy

Hi, I have a Tuxedo pre paid card, i use this to book flights and I can use it to buy things abroad with no charges either much cheaper than using a credit card!:j

nbaki82

jamesbrownontheroad wrote: »

Well spotted. This is not detailed in their Prepaid Mastercard fees table. It's 1.75% per debit or credit card deposit to your Neteller account.

Free through bank transfer. In Holland it's free to transfer through Ukash and iDeal as well.

benjus

moneymy wrote: »

Hi, I have a Tuxedo pre paid card, i use this to book flights and I can use it to buy things abroad with no charges either much cheaper than using a credit card!:j

Assuming that you're talking about this card: http://www.tuxedo-eccount.co.uk/fees.html - you have to pay either a monthly fee of £4.99 or between 50p and £1.50 per purchase. It also costs £5 to buy the card.

nbaki82

http://www.gocompare.compareprepaid.co.uk/compare_main.html

A good comparison of Prepaid cards and all but O2 seem to have set up fee. Neteller is not featured for some reason.

JPD23

jamesbrownontheroad wrote: »

Well spotted. This is not detailed in their Prepaid Mastercard fees table. It's 1.75% per debit or credit card deposit to your Neteller account.

I signed up for a Neteller account last week and ordered the pre-paid Mastercard. You have to upgrade to the Extended account to get the card. Bizarrely I had an e-mail from Neteller today saying the scan of my passport and confirmation of address (required to upgrade to the extended account) wasn't clear enough. But then the Mastercard showed up in the post later anyway and I have managed to activate it on-line this evening. Pretty impressive prompt sending out of the card.

David Johnson and James Brown are correct, there is a 1.75% charge to load your Neteller account (and therefore the Mastercard, which is essentially the same thing) from debit or credit cards. However, it is free to load it with a direct bank transfer. Simply do a transfer to Barclays Churchill Place London, 20-36-47, 40613282 with your 12-digit Neteller a/c number as the payment reference.

I did this tonight and it went through as a faster payment (from Halifax).

The down-side is it doesn't show up immediately in your Neteller account. So if, like me, you are the sort of person who sometimes needs to book Ryanair flights instantly when they have a 1p sale on then this means leaving a certain sum in your Neteller account permanently. This will not earn interest and is not covered by the FCSC scheme in case Neteller were to go bust!

However, with my £20 balance I'm not going to lose too much sleep. But might be an issue for others!

As David says, there is not going to be a "xyz card is best for everyone" on this one, a lot will depend on your Ryanair spending patterns/needs.

But for me personally, and solely for use on the Ryanair web-site, the Neteller card is perfect: no fee to spend (for GBP fares), no fee to obtain the card, no fee to load (if you don't want it loaded instantly) and no non-usage fees.

As I said, the only "downside" is that it takes 2-3 days to load via the free method, which in practice means leaving a positive balance in your account equivalent to that which you potentially *might* need to spend on the Ryanair web-site in a hurry! This card gets my vote...

jamesbrownontheroad

JPD23 wrote: »

The down-side is it doesn't show up immediately in your Neteller account. So if, like me, you are the sort of person who sometimes needs to book Ryanair flights instantly when they have a 1p sale on then this means leaving a certain sum in your Neteller account permanently.

I am one of those people, and although I'm hopeful for one last £0.01 sale before Christmas (to use up the remaining £1.00 on my Electron card) I expect to join you soon for buying flights after 1 January. The T&Cs seem clear enough, I know my money's not protected if they go down the pan, so I'm prepared to risk a £20 balance with Neteller.

user90875874987

Trusted_Friend wrote: »

It's time to complain to the Advertising Standards Authority (ASA) in the UK again.

RyanAir are only allowed to charge extra for credit/debit card bookings without showing the charge on adverts because they offered the free Visa Electron option.

This will stop all RyanAir's shenanigans.

If only every poster of this thread completes the ASA's online complaint form (3 minutes job) then the ASA have a good case to act.

Are you serious? You just can't keep everyone happy can you! Ryanair have to make money somewhere. They cannot give everything for free. I have a visa electron for a year now and have been paying no fees. Now its mastercard big whoop. Took me 10 minutes to sign up to neteller and again free proccessing charge.

I have flown to London (from dublin) for 2c return at least 5 times this year. They are making flights dirt cheap and then you get one muppet complaining because they change one little detail.

nbaki82

JPD23, in Holland, there is iDEAL payment method, which gives you instant transfer and as soon as you transfer from your bank account you can see the funds in your Neteller account. However, Neteller is very much like PayPal, if you verify your bank account, you can then instantly transfer without having to wait long. Therefore, I suggest verifying your account.

As for the funds not being safe, I have just read on Wikipedia that:

"Arguably money held in the service [i.e. Neteller] is safer than in banks because the service is not susceptible to the run-on-the-bank issues that impacted most major banks during the 2008 global financial crisis. This is because, unlike banks, the company maintains over 100% of deposited funds in separate trust accounts, separate from its operating cash, i.e. all of the customers cash is on hand and available if they all wanted it at the same time.

http://en.wikipedia.org/wiki/Neteller

JPD23 wrote: »

I signed up for a Neteller account last week and ordered the pre-paid Mastercard. You have to upgrade to the Extended account to get the card. Bizarrely I had an e-mail from Neteller today saying the scan of my passport and confirmation of address (required to upgrade to the extended account) wasn't clear enough. But then the Mastercard showed up in the post later anyway and I have managed to activate it on-line this evening. Pretty impressive prompt sending out of the card.

David Johnson and James Brown are correct, there is a 1.75% charge to load your Neteller account (and therefore the Mastercard, which is essentially the same thing) from debit or credit cards. However, it is free to load it with a direct bank transfer. Simply do a transfer to Barclays Churchill Place London, 20-36-47, 40613282 with your 12-digit Neteller a/c number as the payment reference.

I did this tonight and it went through as a faster payment (from Halifax).

The down-side is it doesn't show up immediately in your Neteller account. So if, like me, you are the sort of person who sometimes needs to book Ryanair flights instantly when they have a 1p sale on then this means leaving a certain sum in your Neteller account permanently. This will not earn interest and is not covered by the FCSC scheme in case Neteller were to go bust!

However, with my £20 balance I'm not going to lose too much sleep. But might be an issue for others!

As David says, there is not going to be a "xyz card is best for everyone" on this one, a lot will depend on your Ryanair spending patterns/needs.

But for me personally, and solely for use on the Ryanair web-site, the Neteller card is perfect: no fee to spend (for GBP fares), no fee to obtain the card, no fee to load (if you don't want it loaded instantly) and no non-usage fees.

As I said, the only "downside" is that it takes 2-3 days to load via the free method, which in practice means leaving a positive balance in your account equivalent to that which you potentially *might* need to spend on the Ryanair web-site in a hurry! This card gets my vote...

j0annepsi

Been trying for the last hour to book a flight on ryanair.com using my Neteller Net+ virtual pre-paid mastercard.

It does not work. Ryanair does not recognise the card number as being a pre-paid mastercard. As a test, I selected 'mastercard' as the payment method, and it recognised the card (but would not let me purchase as the mastercard €10 fee pushed me over the amount of funds I have on the Net+ card).

Neteller said Ryanair.com wasn't even ATTEMPTING to authorise the card.

Anyone else had this problem? Infuriated that I have missed out on a return Dublin>London flight for €15!