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Enough lurking, it's my turn.
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Another one off the list! Won't run tomorrow as have training after work. Inspection went well. My boss came as well as his boss and their admin officer. It was just suppoed to be boss boss and admin man but I think my boss misses me...not.
Hope I don't get snowed on too much!0 -
My tenant has just given me notice! Oh no!!! He was such a star but he'll leave by the end of March! I'm gutted. On the phone to lettings now to see what the procedure is. Looks like I'll be needing that interest free card for a little while longer
( 0 -
glad the inspection went well.
Hope you manage to get a new tenant okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
It's all so dull and tedious at the end of the month! I can't wait to retire, still, another 40 odd years to go..... I'll keep going with the scratchies....0
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hi csa - I should reach withdrawal level on one of the scratchies this week -yippee and withdraw another £5 from bp tomorrow. Do you do bingoport - if not I would be happy to explain and refer you? You can get free amazon vouchers (or bingo money to play with at other sites for this)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Hooray, got two extra days of my secret extra job, one tomorrow aft and one in a few weeks and it's on a Sunday so double time. Yippee!
Also they said they may set up something more regular which would help me quite a lot.
Otherwise, tired and cold today. Can't wait til the weekend!!0 -
glad secret job is going well - have you got anything positive planned for the weekend?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Good news on the secret job CSA! Sorry to hear you're having an admin nightmare at your normal job though.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
We had a bring your own cheese and wine party. It was ace, took hours to wash up though!!
On a sad note, my old horse that mum and dad kept at theirs (they live on a farm and I go riding when I stay with them), had a heart attack and died on Saturday. I'm trying to be philosophical about it. It was quick and painless and he was out on the hill doing what he enjoyed.0 -
I transferred £360 from my savings account last night to pay for car insurance, then I decided I needed another £20, the £20 went straight into my bank account but the £360 didn't, now I'm worried it's disappeared. I'll call the bank first thing. Also, I can't seem to pay anything off my credit card, very frustrating. Maybe I've been black listed!!
Also have my first cold for about 2 years so feeling sorry for myself. Hope everyone else doing ok this morning.0
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