Zig's 'Save for a House and Stay out of Debt' Diary!

zigmeister

I'm not gonna lie, I have no clue what my money is doing at the moment! I have just been buying Christmas presents here, there and everywhere (on behalf of everyone but me) and now I need to spend a good hour going through all my receipts and stuff to find out who owes me what. I do know that I up to one overdraft, and into another one so it needs sorting out so I know what the damage is, if any, to my overdraft, once I've been paid back.

I used my points to buy a S&G Big Thrill box today so that was good.

ruby_eskimo

Well done on the S&G box, I know a lot of people wanted it! And I know what you mean about buying presents, I'm owed a lot of money from my parents for buying presents for them. Now I'm well in my overdraft but I'll be paid back!

wendz86

Well done on the box, they look great!

I need to work out what people owe me too, think I am pretty much down to 0 now untill i get paid Tuesday. Have got 99% of presents now though.

zigmeister

I hate it when you have to sort out money that people owe you! But at least I'll get it back eventually.

I'm wrapping the presents while watching Love Actually, and I've realised that I've bought too much for people, so instead of giving them anyway like I'd normally do, I've decided to put them away to give for birthdays and stuff.

I now have a very sizeable present stash after buying some bargainous Burt's Bees sets off Amazon and Body Shop stuff.

Tete_en_l'Air

Hi Zig, nice to see you back on here again I loved Amsterdam, jealous that you're going there as well! Hope you feel better after a couple of weeks off. Well done on the pressie stash too, very forward thinking of you!

ruby_eskimo

I think I might start my present stash for next Christmas during the sales. Then I don't have to start worrying in November that I don't have anything for anyone!

Tete_en_l'Air

I don't know about present stash Ruby but I'm certainly oging to put away £25 per month starting next week - that'll give me a good £300 by next December!

Flower08

Tete_en_l'Air wrote: »

I don't know about present stash Ruby but I'm certainly oging to put away £25 per month starting next week - that'll give me a good £300 by next December!

Its a good idea.

Every year i say i am going to be more organised for Christmas but it never happens!

So next year will be a fresh start financially! Heres hoping i keep to it for once.

ruby_eskimo

I was going to do that Tete but I've seen so many things that I know people will love that I haven't had the money to get them this year so if I get them during the sales then I definitely have them!

zigmeister

Tete_en_l'Air wrote: »

Hi Zig, nice to see you back on here again I loved Amsterdam, jealous that you're going there as well! Hope you feel better after a couple of weeks off. Well done on the pressie stash too, very forward thinking of you!

Thanks Tete

It's my Dad's side of the family xmas meal tomorrow so I am trying to do all my baking today for the jars. And so far it is going wrong. I have done teeny mars bar rice krispie cakes, but didn't put enough mars bars in so they aren't gooey. I'm trying to think how I can rescue them. I thought maybe I could melt some mars bars and dip them in then put them back in the fridge. They're only little one bites so it could work...

And I've just made choc and pistachio fudge and that has gone wrong cuz I left it for a sec too long and it looks as if it has split. I've put it in the fridge anyway but who knows how it will turn out.

I am now about to attempt gingerbread stars, biscotti and baileys and white choc fudge but I'm scared that they will go wrong too! Today is not my day for baking.

I'm so tired.