2010 MF Wannabes

financialbliss

Hi all,

Just a quick note in this 2010 thread - I've just decided to extend the registration period in the Mortgage Free in Three (MFiT-T2) challenge until 31st December.

If you're interested in a longer challenge (I'm doing this 2010 challenge also), then this is a final call for the MFiT-T2 challenge. This second deadline will NOT be extended.

Please post in the MFiT-T2 thread which is here, PM me or otherwise make your presence known...

Before 23.59 on 31st December 2009

Thanks,
Financial Bliss.

Kerry_Woman

Hoping everyone stays well and enjoy themselves over the Christmas.

Wishing everyone a Merry Christmas. :xmassmile

pammyj74

right I have set up my first OP of the year to come out on 1st with my normal payment.
£427
I also feel really really good as have reduced my term today from 21 to 14 years :T and am so chuffed that I can do this, and hope to chop away at it some more over the next year.

Merry Christmas my fellow MFWs

poppyoscar_3

Hi Cake and other 2010 MFWanabees,

Thanks for the add to the list. Very clever how you have done the links - am totally in awe! And the update tool thingy.

Need something to obsess about in 2010 as it would seem that my marriage is over after less than a year, so the mortgage it will be. Might be trollbeads too though - keep accidentally (?) buying them on ebay!

Looking forward to making a real difference.

Good luck everyone!

PO xx

cake21

That's a fantastic start pammyj74, you're over the January target already! :j

(I've set up a google spreadsheet to do the adding up for me as it's not my forte )

Hope everyone enjoyed the Christmas break, happy to report that even over the spending period we have more challengers :T

109. elatan
110. Lo-Lo
111. Poppycat
112. poppyoscar

poppyoscar - sorry to hear about your marriage, no comfort I'm sure but 1. maybe better sooner than later? 2. since becoming single I've had loads more to chuck at the mortgage and 3. good choice, transpires it's very very easy to obsess about the mortgage :D:rotfl:

poppyoscar_3

OMG loving the spreadsheet!
Have to say i don't really 'get' spreadsheets but it certainly looks impressive! will be great to see the figures adding up.
PO xx

gallygirl

poppyoscar wrote: »

Have to say i don't really 'get' spreadsheets

:eek: How can this be :eek:. Put the beads down & get experimenting!

Little_Mama

gallygirl wrote: »

:eek: How can this be :eek:. Put the beads down & get experimenting!

GG, I think you need a holiday to get over that shock! lol!

PO, I'm with you, I'm in awe of these clever spreadsheet people. :T I've my lovely basic bills one and then Locoblade's offset one to play with.

Good luck to all of you in 2010.

LM

SalsaDanca

Hi Cake,

I'm up for joining your 2010 challenge. Can I have a number, please? My mortgage balance is about £47,000, and my aim is to overpay by £8,500.

I've been slacking a bit this year. Several months ago my mortgage payment went down by £80 per month and my salary went up by £60 per month, but I'm still using the old figures in my budget and the money has just disappeared.

My Nationwide mortgage allows unlimited overpayments, so I've asked them to put my standard monthly payment back up to the previous amount. I've also set up the overpayment details as a new transfer on internet banking, ready to start overpaying in January.

Good luck in 2010!

gallygirl

Little_Mama wrote: »

GG, I think you need a holiday to get over that shock! lol!

Oh all right then, if you insist - off to Gatwick now (hotel tonight, 6.20am :eek: flight). See you next year :cool: