2010 MF Wannabes

Barny1979

First OP of December - £350 from ebay sales

newgirly

Last OP of the year made, managed to hit this years target, well done everyone and thank you so much to cake21 for all the hard work, happy christmas!

black_taxi_2

30. reporting

last payment of year £1216

total £9298

thx for your effort cake

dont feel pressured doing it for 2011

ekroys17

No. 93 reporting in
I have overpaid on my residential mortgage by £362 and £300 on my BTL mortgage
My residential mortgage stands at £103620 and my BTL is now £70148
I intend to send another OP of £1000 to my Residential and I may call and OP £150 on the BTL before the year end.

Thank you so much Cake21 as you have worked tirelessly on our behalf in 2010
Good luck to you all in your MFW quests big and small

abouttimetoo

Hi all

Number 81 reporting in (a bit late!) with my Nov OP - I made an OP of £500 and on track to make the same this month which I think will probably be the last one of the year.

Thanks for all the updates and thanks too to Cake21 for all her work on this

pollys

Number 9 reporting in final overpaymentt made £50 will update signature later when I check online.

Well done everyone, see you in 2011

Pollys x

Now updated

fieldofdreams

#119 here

£400 overpayment for December gone in today, this will be the last one of the year. Original target at the start of the year was to be mortgage free by the end of the year, however a few months ago I changed my approach by starting to build up my savings rather than throwing everything at the mortgage. Still, Ive reduced my balance from just under £23000 to just over £8000 this year so Im very pleased with that. Will keep the regular overpayments going through 2011 and with a bit extra here and there Im sure I can clear it next year

Looking forward to joining the 2011, thank you to Cake21 for organising it this year!

ElusiveLucy

Number 192 reporting in with December's OP of £500. Very much doubt there will be any extra this month with Christmas coming up.

Thanks for running this challenge. Although I only joined part-way through the year it has been a real motivator for me. Although I had been OPing on my mortgage since I took it our 9 years ago by keeping the payment the same each month, despite falls in the base rate (I'm on a tracker), I've found by really concentrating myself on a target I am able to do a lot better.

I haven't thrown everything I have at the mortgage, as I have been saving at the same time because I was getting a slightly better rate on my savings than the mortgage, even after tax.

Next year I intend to fill a Cash ISA, save enough for my holiday and then OP the mortgage as much as I can. I hope there will be a challenge similar to this to help keep me focussed. You guys on here are a real inspiration to me. :T

Poppycat1

I have just checked my morgage account and haven't done aswell as I had hoped, although any overpayment is better than nothing. Made regular overpayment of £17.94 which has added up to £287.61. I will have to reduce by target to £476.73.

I would just like to say thank you to cake for all her hard work. I hope I overpay much more next year. Has a registered been started yet?

black_taxi_2

poppy u lost nearly 6 stone---WELL DONE -HOW