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2010 MF Wannabes

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  • cake21
    cake21 Posts: 1,039 Forumite
    .....................................2010 OVERPAYMENT TARGET NOVEMBER TOTAL YEAR TO DATE

    1. cake21 - £16000 / £687 / £15721
    4. someday soon - £10000 / £881.47 / £9696.17
    6. pammyj74 - £3000 / £1700 / £6088
    9. pollys - £5000 / £50 / £6250
    10. pigtails_21 - £3500 / £500 / £4150
    14. SOandSO - £20000 / £500 / £12520
    15. Lynn11 - £4100 / £700 / £5400
    18. golfiematt - £6000 / £1000 / £6000
    19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £1300 / £11430
    20. Little Mama - £5000 / £290.89 / £4866.55
    23. gratefulforhelp - £3000 / £48 / £1790
    26. waughc01 - £13750 / £5750 / £18250
    29. financialbliss - £6000 / £500 / £5500
    30. black taxi - £7200 / £1721 / £8082 Target reached November!! :j:j
    31. Thriftyknickers - reduce mortgage to £110000 / £1200 / £2700
    35. Topaz7 - reduce mortgage by £30000 / £300 / £21300
    41. Kerry Woman - £1500 / £100 / £2140
    42. ajmoney - £1700 / £139.76 / £1552.36
    46. haras_nosirrah - £5000 / £1000 / £4000
    48. SmileyG - £2760 / £400 / £3350
    51. Di-Dough - £2000 / £269.84 / £1441.67
    52. fluffysox - £10000 / £185 / £10505
    60. glitterball - £10000 / £639.28 / £11310.37
    66. puddle96 - £12000 / £350 / £9405.08
    73. Barny1979 - £20000 / £5653.42 / £19653.42
    81. abouttimetoo - £9600 / £500 / £5800
    83. jaywhoopee - £4000 / £337.23 / £3713.92 Original target reached November!! :j:j
    87. sassyblue - £5000 / £200 / £1550
    91. AvidSaver - £3300 / £250 / £3550
    93. ekroys17 - £6000 / £662 / £9713.93
    94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2363.79 / £23573
    95. NoobySaver - Mortgage free Christmas 2012 (£23850 OP) / £1250 / £22600
    97. Moniker - be mortgage free! (£6000 OP) / £500 / £5500
    99. wilsons - £1200 / £172 / £1931.15
    101. miss undastood - £7200 / £640.85 / £10605.96
    102. canne - A$13000 / A$1357.3 / A$15241.69
    111. Poppycat1 - £476.74 / £49.1 / £287.61
    119. fieldofdreams - Completely clear £22500 mortgage! / £400 / £11900
    122. NellieB - £3000 / £350 / £4100
    128. froddington - £4000 / £200 / £3820
    138. anthonini - £4500 / £500 / £4500 Target reached November!! :j:j
    139. curlygirl1971 - £2000 / £230 / £2861
    149. skaps - £700 / £160.11 / £901.21
    150. mummyofonechild - mortgage-free by 2012! (£2000 OP) / £250 / £2000 2nd target reached November!! :j:j
    156. LittleMissKitty - £1200 / £216.07 / £1680.35
    159. fruitdogs - £12000 / £1000 / £10736.68
    164. SimbaK2K - £2000 / £50 / £1700
    173. greent - £5000 / £421.84 / £5354.84 Target reached November!! :j:j
    177. Parnott - £6000 / £650 / £7650
    183. lighthousescotland - £1320 / £205 / £1262.95 Target reached November!! :j:j
    184. newgirly - £2113 / £276.6 / £1839.12
    192. ElusiveLucy - £6500 / £1250 / £6064.3
    193. clearing_out_my_pockets - £1000 / £83.39 / £1079.27 Target reached November!! :j:j
    195. wildfrog - £1000 / £238.31 / £1021.1 Target reached November!! :j:j
    204. skintscotslass - £800 / £200 / £600
    210. limpy-jim - £2250 / £117 / £1395
    212. nessie10 - will confirm / £99 / £99
    213. AnnaBeth - £1200 by March 2011 (£480 OP) / £480 / £480 Target reached November!! :j:j
    215. COOLTRIKERCHICK - £2000 / £800 / £800


    TOTAL - £1,267,303 / £41,257 / £834,081
  • do you think we can reach the million people? lol
    Mortgage free:beer:

    [/COLOR]
  • golfiematt wrote: »
    do you think we can reach the million people? lol

    Decembers overpayment will be 8552 due mainly to a change to offset mortgage. Off to find cheap stuff on EBay for Christmas presents, and some road kill for christmas dinner.

    Am I taking this all too far?:rotfl:

    Bah Humbug!

    Someday Soon
    Completely Debt Free 2009:j

    Completely Mortgage Free 2013:j
  • Moniker
    Moniker Posts: 626 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Cake, in my excitement at redeeming the mortgage I forgot to pm you with my totals. We redeemed all but £1 on 3rd December, so I have reached my target and have OP'd by £12002.97 this year. thanks for keeping us all on track.

    Moniker
  • greent
    greent Posts: 10,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    173 reporting in

    NOV OPS totalled £506.84 in the end (oops - sorry!)
    DEC OPS £571.13


    thanks :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Number 95 reporting in for December. Firstly, many thanks to Cake for running such a good thread and also to everyone that has posted whether you have hit your tatget or not. We are all that bit closer than we were at the start of the year, with many having ditched their burdens for good.

    This month we have overpaid by £600, lower than I had thought but we have changed our goals yet again! So that £600 brings us finally under £40,000 for the first time and we should end the year at £39,918. Not too bad as we started the year at £66,000. So now we have reached that milestone next year we will be putting any overpayments into savings rather than the mortgage as we can make more on our money this way. As soon as rates change we can just pay off a lump sum if it is more advantageous to do so.

    Have a great Christmas everyone and a great 2011.
    So far: Council Tax downgrade success and £1,000 refund | Mortgage redemption refund £25.00 | Lightspeed £65.00 | Pigsback £30.00 | Quidco £130.00 | Topcashback £405.00 all courtesy MSE :beer:
    MFW #95 Mortgage at Jan 2010 £66,000 OP Target for 2010 £23,850 OP so far £23,200.00 Balance now £39,918
  • No.93 reporting again.
    Well we have sent a cheque for £1000.00 to Birmingham Midshires against our residential mortgage, our next payment is due out on the 30th December so this will bring our secured part of the mortgage down to under 100K before year end. woohoo!
    I have also contacted the Chelsea BS with regards to the BTL mortgage on our apartment, We have new tenants in now and they want to have the place on long term. The Chelsea says that outstanding is £70039, so I have made a debit card payment of £200 today to bring that to just under £70K.

    Getting there slowly but surely.

    Im thinking about a target for next year, but Im currently on maternity leave, go back in June 2011, we have a DD whos 2 in Jan and DS who is 17 weeks, and we both work for public sector so Im worried about our jobs, OH has called today to tell me that VR letters are being issued before comp redundancy. If we both lost our jobs we would be in sh!tcreek without the paddle, at least the mortgage is the only debt, thanks to MSE. I think that we are not the only ones in this situation, and think that we'll be doing some cut backs in the new year.

    enough waffling on about doom and gloom.

    Thanks again to Cake for all your hard work,
    Merry Christmas everyone and a prosperous new year to you all.
  • cake21
    cake21 Posts: 1,039 Forumite
    I've rolled forward the active participants to a new challenge 2011 MFW; please confirm that you want to carry on (even if you're not sure yet what your target is) :beer:

    Still open to someone else taking over though if anyone fancies it :rotfl:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh you are organised Cake :T. When do you need final 2010 update by (I want to prepare for the shame :rotfl:)
    I WILL DO IT IN 2011

    I WILL DO IT IN 2011

    I WILL DO IT IN 2011

    :j:j:j:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • cake21
    cake21 Posts: 1,039 Forumite
    edited 12 December 2010 at 10:31AM
    gallygirl wrote: »
    When do you need final 2010 update by (I want to prepare for the shame :rotfl:)

    There's no shame in not meeting target, only in not trying :j:beer:

    Final 2010 updates by end Jan please :D
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