2010 MF Wannabes

LilacPixie

Can I do a little dance. My mortgage is sub 50k. da da da da da da.

katiegizmo

no 165 reporting in Sept figures....

made a huge effort in September as we had to delay a mortgage payment last month (didnt miss a month just moved it back by 3 weeks) so we built up more interest than usual - boo!

So managed a whopping £760 overpayment for September - woohoo thats the largest one yet!!!

So total for September:

Sept £760 / YTD £1965 / Target £1500

yay have reached our target in 9 months instead of 12
:j:beer::j

cake21

In amoungst the holiday spending period, a dedicated bunch of MFWers were still going. I salute you all :beer:

.....................................2010 OVERPAYMENT TARGET AUGUST TOTAL YEAR TO DATE (spreadsheet version here)

2. cha97michelle - £5000 / £113.3 / £2672.29
4. someday soon - £10000 / £881.47 / £7051.76 Original target reached August!! :j:j
6. pammyj74 - £3000 / £300 / £3376.4
9. pollys - £5000 / £50 / £6100
10. pigtails_21 - £3500 / £500 / £2650
11. gallygirl - £25000 / £2133.84 / £8899.01
12. violetblue - be mortgage-free! (£4000 OP) / £500 / £4500
15. Lynn11 - £4100 / £700 / £3210
17. wynnvegas - be mortgage-free! (£22440 OP) / £3201.28 / £17294.72
18. golfiematt - £6000 / £500 / £4000 2nd target reached August!! :j:j
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £1200 / £7580
22. FlowerPower - £4000 / £250 / £2500
23. gratefulforhelp - £3000 / £48 / £1646
26. waughc01 - £13750 / £750 / £11000
29. financialbliss - £6000 / £500 / £4000
30. black taxi - £7200 / £538 / £4915
41. Kerry Woman - £1500 / £500 / £1840 Target reached August!! :j:j
42. ajmoney - £1200 / £139.76 / £1118.08
46. haras_nosirrah - £5000 / £1000 / £1000
48. SmileyG - £2760 / £400 / £2150
51. Di-Dough - £2000 / £133.29 / £1038.54
52. fluffysox - £10000 / £655 / £10000 Target reached August!! :j:j
56. narnie1 - £11000 / £1200 / £6700
60. glitterball - £10000 / £639.29 / £9392.53
65. Kazby - £10000 / £1630.81 / £13518.2
70. sheslookinhot - be mortgage free! (£5000 OP) / £65 / £4743
81. abouttimetoo - £9600 / £500 / £4300
82. CrushedKitten72 - £700 / £40 / £360
83. jaywhoopee - £4000 / £449.48 / £2734.64
91. AvidSaver - £3300 / £400 / £2800
93. ekroys17 - £6000 / £662 / £6433 Target reached August!! :j:j
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £16966.7
95. NoobySaver - Mortgage free Christmas 2012 (£23850 OP) / £1250 / £18850
96. Needhelpsaving - £1500 / £16.85 / £1650
97. Moniker - be mortgage free! (£6000 OP) / £500 / £4000
98. Sunny Donny - £500 / £40 / £321.54
99. wilsons - £1200 / £172 / £1415.15
101. miss undastood - £7200 / £640.85 / £8683.41
102. canne - A$13000 / A$1069.48 / A$10721.71

cake21

112. poppyoscar - be mortgage free by January 2011! (£3000 OP) / £1942.63 / £9918.76 MF Graduate!!!:beer:
113. SalsaDanca - £8500 / £105.23 / £6407.95
119. fieldofdreams - Completely clear £22500 mortgage! / £400 / £7700
121. vwchris - £14500 / £400 / £9800
122. NellieB - £3000 / £300 / £2600
124. rumncoke - £17000 / £1368 / £11425
125. jmf76 - reduce mortgage to below £100,000 (£1500 OP) / £119 / £903
126. chelly78 - £1700 / £140.62 / £1680.71
127. moggyr - £3000 / £367 / £4605
128. froddington - £4000 / £300 / £2827
138. anthonini - £4500 / £500 / £3000
139. curlygirl1971 - £2000 / £180 / £1811
140. crystaltips_68 - £2000 / £170 / £1360
144. HarveyGal - £10000 / £60 / £7436
145. Mellyd - £600 / £149 / £449
149. skaps - £700 / £60.11 / £420.88
150. mummyofonechild - mortgage-free by 2012! (£2000 OP) / £250 / £1250 Original target reached August!! :j:j
159. fruitdogs - £12000 / £2000 / £8436.68
161. DansMum - £2904 / £100 / £1122.36
164. SimbaK2K - £2000 / £100 / £1000
165. katiegizmo - £1500 / £25 / £1210
173. greent - £10000 / £425 / £3461
177. Parnott - £6000 / £1550 / £5250
178. Lilium - £7500 / £650 / £4050
181. boysma - £1300 / £100 / £200
183. lighthousescotland - £1320 / £115 / £647.95
184. newgirly - £2113 / £274 / £1014
188. Fibabe - £4000 / £450 / £2250
190. delmar39 - £500 / £50 / £235.21
192. ElusiveLucy - £5000 / £500 / £3314.3
193. clearing_out_my_pockets - £1000 / £96.57 / £782.98
194. knithappens - £1000 / £131.55 / £131.55
195. wildfrog - £1000 / £138.31 / £506.17
203. Ferrety - will confirm / £700 / £700
205. blizeH - £3000 / £2000 / £2000
206. emma_nottingham - £1200 / £797.71 / £797.71
207. ll33na - reduce mortgage to £60k / £60 / £60


TOTAL - £1,230,091 / £40,126 / £659,525

kizzie01

N0. 90 checking in

Forgot to post August payment: £221.82

September overpayment: £421.82

I'm a long way from my target - must try harder!

Malski

Another £300 overpaid and thats took us below £37k to £36,905.75p.

glitterball

No 60

September OP of £639.28 made and so excited I have OP'd by £10k this year, ten thousand pounds cant believe it, if it hadn't been for this thread I would never in a million years thought that possible.

canne_2

I am on track to reach my $13000 (Australian Dollars) target by the 14th October...

I'll have to make the target higher next year!

wynnvegas

It's a strange realisation (and stranger yet that I hadn't notice before) but, looking at the signature, I realised this morning that we've paid off £100,000 which is £1 more than the house cost us! Now that we've paid the house off, October's payment will be to pay off the couch, fridge freezer and washing machine whilst November will pay off the living room furniture, beds, fancy Denby plates (I remember yet the shock of their cost!!) and hoover - all of which (hoover excepted as it spluttered to a halt at the weekend - is it worth getting a Dyson fixed??) I'm pleased to say has lasted us six and a half years so they've all proven their value.

Cheers,

Billy (#17)

Sleepy_head_2

Well at the end of August I was allowed to overpay again, I've been saving hard and managed to overpay £3603. I still have about £200 before I reach my 10% limit again, the Halifax rolling system seems to be so complicated!

It doesn't look like I'll reach my 10k target this year due to the limits Halifax set but I have reduced my term substantially increasing my monthly payments so I'm sort of over paying each month anyway.

Well done everyone on all your overpayments x