2010 MF Wannabes

gratefulforhelp_2

number 23 reporting in with a £48 overpayment. Every little helps!

Well done all, and keep up the good work.

cake thanks for your work on this thread and totals are in siggy.

HarveyGal

[SIZE=+4]No.144 extra OP of £600[/SIZE]

Good Luck to everyone and many thanks to Cake.

Moniker

wynnvegas wrote: »

Congratulations Moniker - we've taken the approach that everything else can wait until the mortgage goes. We need (want really) a new front door, new toilet, bathroom, kitchen, flooring, stairs, internal doors and skirtings and a multitude of electronic gadgetry that I've denied myself over the last few years. I can't imagine any of that being worth more than not having a mortgage though! Best of luck to you.

Cheers,

Billy

Thanks for the encouragement. Although the quote for replacing the front door was really good and I am sure it would have looked great we decided reluctantly to put it off and keep focussed on paying off the mortgage by the end of the year if we can. Still a bit uncertain though as we don't know what if any support DD1 will need when she returns to Germany for uni next month and I have taken a cut in salary from September as I have slightly reduced my hours. Until I get my September payslip I won't know exactly how much I will have left to save.

Have just written the cheque for this month's OP and will take it in on Saturday. Will update totals when regular payment has gone out on 1st of the month.

Good luck everyone, and thanks for all the good advice!

Moniker

DansMum_2

Afternoon campers

161 reporting that have managed another £100 OP today so feeling quite chuffed Well done to everyone

Di-Dough

No 51 checking in for September with an overpayment of £133.29

Di

Kerry_Woman

Paid £100 o/p at the weekend.

cake21

Wow, everyone is doing brilliantly! :beer: Unfortunately that might not be reflected in the first few posts / spreadsheet as I've got a bit lost

So, if anyone hasn't been updated or you haven't got the usual congratulatory comment, please do let me know :T

greent

No 173 reporting in with total OP for Sept of £695. Got a bit lost but believe that's it

froddington

No 128 - OP of £200 made today

pencekeeper

Number 180 checking in for penultimate payment.

Now at the 1 month to go mark, it's hard to believe I'm almost there. What am I going to obsess about when the mortgage is paid off? I'm sure I'll think of something!

£2000 overpayment + £14 mortgage payment (£7.66 of which is interest):

Old Mortgage balance: £3,675
New Mortgage balance: £1,665 (£25,335 paid off since start of 2010) - 55% balance payment this month

Milestone achieved: 1 month left
Milestone achieved: Penultimate payment
Milestone achieved: <£0.20 interest a day (was 25p, now 11.4p)
Milestone achieved: <£50 interest a year & <£5 interest a month

Target: 29th October 2010 (30 days)

Well done to everyone overpaying whether it's £1 or £1million.