2010 MF Wannabes

pammyj74

I firstly wanted to say a huge congratulations to the few on the spreadsheet that I can see that are now mortgage free. A fantastic achievement and I am extremely jealous.

I am just booking in my OP for October £200 plus normal £100 SO

Oct OP £300
Just short of £4k OPs this year :T :j

ironman1

£334 for September.

First baby born early next year but still determined to overpay even by smaller amounts. Close to this years target now, really happy about that! :beer:

emma_nottingham

September OP made of £462.00. With this added to my previous I have a year total of £1,259.71. This exceeds my £1200 target so have set a new target for the year of £1500. I am very please with this considering that I am also frantically saving for a period of maternity leave next year.

sassyblue

No.87 reporting in.... I'm back in business!!!!

We had to dip into our £1029 but l'm pleased to say we'll be upto £1350.00 early next week, which includes some money from changing heat supplier through Top Cashback, £110!!! :T

Don't think we're going to get to our £5k this year but who knows??

I think the first £1,000 is always the hardest. :cool:

Good luck and well done everyone xx

wynnvegas

Morning Folks,

The first of the month, the long planned visit to the bank to see what's what and a miserable, rainy day in Edinburgh with bank and phone shop customer facing staff who need a proper kick in the proverbials! I'll leave that for the diary entry as I'm in very serious danger of turning into not only a snob and a racist but also a grumpy old man in very short order!!

After today's penultimate payment to the mortgage, the tale of the tape, month and (year to date), is as follows (with a few pencekeeper stats and Froggy-G inspired countdows to boot)!

Normal Mortgage Payment: £827.06 (£8,270.60)
Interest Accrued: £5.71 (£221.44) - landmark of under a tenner a month and under 20p a day!
Overpayments: £1,678.65 (£20,950.84)
Total Payments: £2,511.42 (£29,442.88)
Mortgage Outstanding: £2,500

Better still, it is definitely as simple as phoning up HSBC on the 29th, getting the interest as it stands added onto the account and then clearing the lot so that now takes us to exactly the 29th of October 2010 for mortgage freedom! That, in Froggy-G time, is 768 hours, 46,080 minutes or approximately 2,764,800 seconds to go!

Cheers,

Billy (#17)

pammyj74

pammyj74 wrote: »

I firstly wanted to say a huge congratulations to the few on the spreadsheet that I can see that are now mortgage free. A fantastic achievement and I am extremely jealous.

I am just booking in my OP for October £200 plus normal £100 SO

Oct OP £300
Just short of £4k OPs this year :T :j

forgot about some extra money coming in this month which was a nice surprise when I did my daily bank check so have been able to OP another £400

So total for October is £700:T:beer:

Congrats Billy on becoming MF. what a lovely short term mortgage you have had. I bet it feels great to see the finish line so close.

pencekeeper

wynnvegas wrote: »

Morning Folks,

The first of the month, the long planned visit to the bank to see what's what and a miserable, rainy day in Edinburgh with bank and phone shop customer facing staff who need a proper kick in the proverbials! I'll leave that for the diary entry as I'm in very serious danger of turning into not only a snob and a racist but also a grumpy old man in very short order!!

After today's penultimate payment to the mortgage, the tale of the tape, month and (year to date), is as follows (with a few pencekeeper stats and Froggy-G inspired countdows to boot)!

Normal Mortgage Payment: £827.06 (£8,270.60)
Interest Accrued: £5.71 (£221.44) - landmark of under a tenner a month and under 20p a day!
Overpayments: £1,678.65 (£20,950.84)
Total Payments: £2,511.42 (£29,442.88)
Mortgage Outstanding: £2,500

Better still, it is definitely as simple as phoning up HSBC on the 29th, getting the interest as it stands added onto the account and then clearing the lot so that now takes us to exactly the 29th of October 2010 for mortgage freedom! That, in Froggy-G time, is 768 hours, 46,080 minutes or approximately 2,764,800 seconds to go!

Cheers,

Billy (#17)

Congrats Billy - looks like our dates are the same/similar (my last payment is on the 27th but won't hit the account until 29th)

black_taxi_2

£141 o/p

£6361

sheslookinhot

£128.69 to go until mortgage free.

HarveyGal

[SIZE=+3]No. 144: October OP of £700.[/SIZE]

Well done everyone especially those who can see their mortgage finishing this month. I am very pleased for you all. Thanks to all for the inspiration and Mega Thanks to Cake for this thread.