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2010 MF Wannabes
Comments
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Another £40 has gone in for my September payment..[0
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.....................................2010 OVERPAYMENT TARGET SEPTEMBER TOTAL YEAR TO DATE (spreadsheet version here)
1. cake21 - £16000 / £1587 / £14347
2. cha97michelle - £5000 / £173.59 / £2845.88
4. someday soon - £10000 / £881.47 / £7933.23
5. wantabetterlife - £5000 / £112 / £11278
6. pammyj74 - £3000 / £300 / £3676.4
9. pollys - £5000 / £50 / £6150
10. pigtails_21 - £3500 / £500 / £3150
11. gallygirl - £25000 / £2133.84 / £11032.85
12. violetblue - be mortgage-free! (£4000 OP) / £500 / £4500
14. SOandSO - £20000 / £160 / £11520
15. Lynn11 - £4100 / £750 / £3960
17. wynnvegas - be mortgage-free! (£22440 OP) / £2183.07 / £19477.79
18. golfiematt - £6000 / £500 / £4500
19. uzubairu - reduce mortgage to £65000 (£10000 OP) / £1350 / £8930
20. Little Mama - £5000 / £373.32 / £4219.84
23. gratefulforhelp - £3000 / £48 / £1694
25. Sleepy head - £10000 / £3603 / £6864
26. waughc01 - £13750 / £750 / £11750
29. financialbliss - £6000 / £500 / £4500
30. black taxi - £7200 / £540 / £6220
37. ironman1 - £4000 / £334 / £3463
41. Kerry Woman - £1500 / £100 / £1940
42. ajmoney - £1700 / £154.76 / £1272.84 Original target reached September!! :j:j
46. haras_nosirrah - £5000 / £1000 / £2000
48. SmileyG - £2760 / £400 / £2650
51. Di-Dough - £2000 / £133.29 / £1171.83
52. fluffysox - £10000 / £160 / £10160
53. Malski - £10000 / £300 / £37833.81
56. narnie1 - £11000 / £1300 / £8000
57. Creditcardkid - £14000 / £100 / £7425
60. glitterball - £10000 / £639.28 / £10031.81 2nd target reached September!! :j:j
70. sheslookinhot - be mortgage free! (£5000 OP) / £61 / £4739
81. abouttimetoo - £9600 / £500 / £4800
82. CrushedKitten72 - £700 / £40 / £400
83. jaywhoopee - £4000 / £317.02 / £3051.66
90. kizzie01 - £4200 / £421.82 / £2433.38
91. AvidSaver - £3300 / £250 / £3050
93. ekroys17 - £6000 / £1956.93 / £8389.93
94. Mr Pickwick - Completely clear £27,666 mortgage (£23573 OP) / £2120.84 / £19087.56
95. NoobySaver - Mortgage free Christmas 2012 (£23850 OP) / £1250 / £20100
96. Needhelpsaving - £1500 / £100 / £1750
97. Moniker - be mortgage free! (£6000 OP) / £500 / £4500
99. wilsons - £1200 / £172 / £1587.15
101. miss undastood - £7200 / £640.85 / £9324.26
102. canne - A$13000 / A$1565.75 / A$12287.46
112. poppyoscar - be mortgage free by January 2011! (£3000 OP) / £ / £9918.76 MF Graduate!!!:beer:
113. SalsaDanca - £8500 / £122 / £6529.95 MF Graduate!!!:beer:
119. fieldofdreams - Completely clear £22500 mortgage! / £3400 / £11100
121. vwchris - £14500 / £400 / £10200
122. NellieB - £3000 / £800 / £3400 Target reached September!! :j:j
124. rumncoke - £17000 / £1928 / £13353 Original target reached September!! :j:j
125. jmf76 - reduce mortgage to below £100,000 (£1500 OP) / £119 / £1022
126. chelly78 - £1700 / £46.61 / £1727.32 Target reached September!! :j:j
127. moggyr - £3000 / £330.3 / £4935.3
128. froddington - £4000 / £473 / £3300 Original target reached September!! :j:j
138. anthonini - £4500 / £500 / £3500
139. curlygirl1971 - £2000 / £430 / £2241 Target reached September!! :j:j
144. HarveyGal - £10000 / £919.2 / £8355.2
149. skaps - £700 / £160.11 / £580.99
150. mummyofonechild - mortgage-free by 2012! (£2000 OP) / £250 / £1500
159. fruitdogs - £12000 / £700 / £9136.68
161. DansMum - £2904 / £137.14 / £1259.5
164. SimbaK2K - £2000 / £500 / £1500
165. katiegizmo - £1500 / £165 / £1970 Target reached September!! :j:j
173. greent - £10000 / £695 / £4156
177. Parnott - £6000 / £500 / £5750
180. pencekeeper - £27300 / £2600 / £23446
183. lighthousescotland - £1320 / £205 / £852.95
184. newgirly - £2113 / £274 / £1288
188. Fibabe - £4000 / £450 / £2700
190. delmar39 - £500 / £50 / £285.21
192. ElusiveLucy - £5000 / £1000 / £4314.3
193. clearing_out_my_pockets - £1000 / £118.09 / £901.07
194. knithappens - £1000 / £80.86 / £212.41
195. wildfrog - £1000 / £138.31 / £644.48
197. mlz1413 - £2000 / £421.95 / £1215.82
203. Ferrety - £5000 / £300 / £1000
204. skintscotslass - £800 / £ / £
205. blizeH - £3000 / £2000 / £4000 Target reached September!! :j:j
206. emma_nottingham - £1500 / £462 / £1259.71 Original target reached September!! :j:j
TOTAL - £1,269,491 / £51,501 / £731,5750 -
Another £100 today. £7575 so far this year since February!!!0
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173 reporting £607 so far for Oct - hopeful of a little more to come before month end from ebay & NCT sale
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Quick update: OH agreed to pay last 890 of 0% credit card bill (bill was for joint purchases) so I won't need to draw down from the OP reserve- excellent! I think I'll stick to the basic £160 direct debit OP for the next couple of months and see how it goes. Christmas to pay for now..... and my current account is empty- still payday next week
. 2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.Beautiful boys born May 2011 and October 2013
MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939
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Hi all,
I'm not reporting an OP, but as we are coming to the end of the year, I think that we should all say a big THANK YOU to Cake21 for all her hard work in keeping us in line for 2010 :T:T:T2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)0 -
Number 95 reporting in for October. Made our payment of £1,250 this month but it was more of a struggle than normal with a few extra costs thrown at us this.
Congratulations on all those who are now finished with this thread and to Cake as always for running it so well.So far: Council Tax downgrade success and £1,000 refund | Mortgage redemption refund £25.00 | Lightspeed £65.00 | Pigsback £30.00 | Quidco £130.00 | Topcashback £405.00 all courtesy MSE :beer:
MFW #95 Mortgage at Jan 2010 £66,000 OP Target for 2010 £23,850 OP so far £23,200.00 Balance now £39,9180 -
Well, the regulars in this thread may have spotted by now that I tend to make 1 post each month to this thread.
Have an automated overpayment of £500 being collected on the first of the month. At 10 months into the year, we've paid £5,000 and we're bang on target (for once) to hit the £6,000 that was set at the start of this challenge.
Everyone seems to be doing so well - some big overpayments being posted!
Off to fill in the update form for October...
Financial Bliss.Mortgage and debt free. Building up savings...0 -
No 15 reporting in made overpayment of £300 to part 1 and £240 to part 2 of the mortgage. I have beat my target only cause I had extra money from the endowment I cashed in and still am slow feeding this into the mortgage for several more months - but it was officially allocated to my 1st flat so using some of it for this house to get the high mortgage down a bit over the next few years.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
Missed my OP this month boo hoo. Had a few things to pay for, so had to skip it this month. Back to normal in November though. Also booked a long weekend in Norfolk commencing Nov 5th so been a bit naughty!0
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