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2010 MF Wannabes

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Comments

  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Congratulations Moniker - we've taken the approach that everything else can wait until the mortgage goes. We need (want really) a new front door, new toilet, bathroom, kitchen, flooring, stairs, internal doors and skirtings and a multitude of electronic gadgetry that I've denied myself over the last few years. I can't imagine any of that being worth more than not having a mortgage though! Best of luck to you.

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • blizeH
    blizeH Posts: 1,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I just say how awesome this thread is. Genuinely brings a smile to my face and in honesty, I find it all quite inspiring!

    A real nice feel good kinda thread, I like it :)
  • SHESLOOKINHOT--congrats

    gives us on here encouragement

    one day i will be there MF
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • I've just got back from hols and didn't spend anything on my credit card while I was away, so have managed to double my OP this month to £1000. Brings me within 2 months of making my target for 2010.....fingers crossed!
    What goes around comes around.....I hope!
  • Lynn11
    Lynn11 Posts: 674 Forumite
    No 15 reporting in - made overpayment today of £300 to part 1 and £250 to part 2 of the mortgage. Hope to pay another £200 overpayment later in the month.
    MFIT T2 Challenge - No 46
    Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £1290
  • Number 82 here again, another £40 paid off for August. Need to up my gain if I'm going to reach my target
    [
  • another £500 o.p. at 36k im 10k lower than this time last year...woohoo!
    Mortgage free:beer:

    [/COLOR]
  • Kazby
    Kazby Posts: 57 Forumite
    Hi Cake,

    No 65 reporting in here a little bit late with my August OP. Total for the month came to £1630.81 - very exciting as we're about £400 short of the halfway point.

    Congratulations to ironman1 on the great news!
  • blizeH
    blizeH Posts: 1,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 September 2010 at 11:23AM
    In quite a unique position now where my priorities have changed quite dramatically - I'd set aside about £25k to renovate the inside of my house in some deluded and mostly pointless search of perfection (when I bought it, it really wasn't that bad, and in a much better condition than a lot of other houses anyway) but only now am I seeing the error of my ways and want to put that towards actually overpaying the mortgage.

    In fact, my original estimates for everything for the house (renovations and furnishings) came to just over £35k, I was lucky to have seen the error of my ways (better late than never right?) and my actual spend could be almost half of that - so will hopefully get to overpay a lot now. Another £2k down by the way as a result, which means I've already reached my target, albeit in rather odd circumstances, hopefully there'll be more to come if I can continue to keep the costs right down!

    The next thing will be the doors. Do I really need to pay all that money to get them nicely decorated and glossed, or is it something I could have a go at myself and help a lot towards the overpayments again? The latter is sounding quite tempting right now, if indeed they even need doing!
  • jennihen
    jennihen Posts: 6,500 Forumite
    Morning all!
    I've done it!! I'm in the new house, gave the keys of the rental house back to to L/L yesterday afternoon (OMG - it was immaculate - like an Navy marchout!!) Got my full deposit back so will be making my first OP this month . . .
    And my mortgage is 11 days old today!!
    One life.
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