Am I being realistic?

lynzpower

Entitled to is the webiste we always refer to in social serives where I work, definatley the most accurate one I know of.

Im not an expert though on them, but It cant harm can it to apply, looks that way, if you are as another poster said near the minimum wage.

If you an get your self some sort of "benefits champion" maybe at gingerbread or the CAB, they can push for the money for you, so it might not take so long. IN any case I still think you should move cos lighting & heating extra space is a waste of money!!

lynzpower

ANd if you can budget for it one thing you could do is to stick the "tax credit" bit in an isa, tasx credits are notorious for overpaying and immieidately having to pay it back, so having a bit set aside and earnig interest could be a really good move, if you can manage, which it sounds like you could :A

Eli_2-2

Yeah I phoned them earlier cus they stopped my wtc cus i split with ex, and they said a form was in the post but they are very busy atm because of renewal season!!

One prob I have with house is, it is in joint names, so ive got to convice landlord to give me a new contract in my name, that is if I stay, am looking on the net atm at rental properties, they are sooo expensive here, even 2 beds are 595!!!!

jonnydoe

Hang in there Eli, I'm sure you'll be fine, money saving can actually be fun and maybe even lift your spirits a bit..

You just need to set up a spreadsheet detailing all your outgoings and then deal with them 1 by 1. Use Quidco if you are going to change your insurance deals as you will get cashback. (I used greasypalm for my home insurance and the £50 beat renewal quote deal and ended up paying £6 for a years insurance!!! lol, I'm sure you can do similar with car insurance etc..)


Take care

JD

southernscouser

Eli wrote:

Yeah I phoned them earlier cus they stopped my wtc cus i split with ex, and they said a form was in the post but they are very busy atm because of renewal season!!

One prob I have with house is, it is in joint names, so ive got to convice landlord to give me a new contract in my name, that is if I stay, am looking on the net atm at rental properties, they are sooo expensive here, even 2 beds are 595!!!!

I don't mean to pry or be nosey but maybe moving to a new place would be like a fresh (cheaper) start for you and your daughter! I know you said your daughter loves it there but I'm sure she would be well chuffed if you said you were moving to a place that is just yours and hers!

lynzpower

Where abouts are you?

Which town etc?

Eli_2-2

southernscouser wrote:

I don't mean to pry or be nosey but maybe moving to a new place would be like a fresh (cheaper) start for you and your daughter! I know you said your daughter loves it there but I'm sure she would be well chuffed if you said you were moving to a place that is just yours and hers!

Your not prying your helping, thats all ive needed really, people with kind but sesible words, unforunatly ive always been a shoulder to cry on for my friends, now I need it they dont know what to do with me, they think im invincable, didnt they hear about the titanic!!!

Must admit I am warming to the fact of moving, because we could find another lovely house, no memeories ect, and tbh my bedroom is horrid, they say things leave a essance, my bedroom is soooo cold, never warm, horrible room, really is!!!!

Eli_2-2

Cider country
Taunton oh ahrrrrrrrrrrrrrrrrrr

southernscouser

Eli wrote:

Your not prying your helping, thats all ive needed really, people with kind but sesible words, unforunatly ive always been a shoulder to cry on for my friends, now I need it they dont know what to do with me, they think im invincable, didnt they hear about the titanic!!!

Must admit I am warming to the fact of moving, because we could find another lovely house, no memeories ect, and tbh my bedroom is horrid, they say things leave a essance, my bedroom is soooo cold, never warm, horrible room, really is!!!!

Well then it's decided! Eli is moving everyone! :j :T

MinnieSpender

Eli wrote:

Must admit I am warming to the fact of moving, because we could find another lovely house, no memeories ect, and tbh my bedroom is horrid, they say things leave a essance, my bedroom is soooo cold, never warm, horrible room, really is!!!!

That's the spirit!

Want to make it fun?

Sit down with your daughter and a load of old magazines. Play a game of ideal home and make a big collage of all the things you want out of a new home - for example, nice warm bedroom, park nearby, close to school/work, nice neighbours. And involve her every step of the way. She'll feel like a proper grown-up and it'll give you a lift too!