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Getting out of debt and saving up to move out!

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  • Okay so last night I had a bit of a crying emotional wreck breakdown, just over money mainly, but also over a few small other bits.
    So I completely lost the will, didn't hardly come on the boards etc, but my will has returned this morning because I started reading 'The Lazy Girls Guide To The High Life On A Budget', I treated myself to this book a few weeks back, because I thought if I was going to treat myself it might as well be on something I can use to motivate/help me right?

    So confession time: Yesterday I had a blip, a big blip tbh, me and my friend were both rather upset for different reasons, and I went and purchased us a packet of cigarettes...:eek:
    I know, I know, such a pointless waste of money, and very bad for me, and I won't be doing it again, I regretted it instantly.
    I just thought I should put that in here to keep me on the straight and narrow...

    So anyway, checked online banking, eBay money has gone in, so thats £15 each for me and my friend, the expensive item is back up and finishes tomorrow night, currently at £77, so we'll see how much this goes for, last time it was £92, but if I don't get that figure again, I'm not too bothered, I need this money for Christmas presents.

    Did free scratchie, 10p again lol :rotfl:

    I'm so close on dooyoo I can taste it, tonight is the night that I blitz it I think, it takes 3 days for my dooyoo miles to clear, and then I can get my cheque that I've worked so hard for!
    I'm on almost £49!

    I'd best be off anyways, xxx
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • Just hit £50 on dooyoo!!
    :j:beer::T:j:T:beer:

    Woop!
    Just have to wait 3 days for my miles to clear, then I can apply for my cheque!
    If this all clears before xmas thats £50 I have for xmas presents!
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yey well done thats awesome! really really good!! I am only on 23000 at the mo but it is going up slowly but surely I hope!! I'm nearly half way i guess?
  • Yeahhh keep going Tink, you can do it, I'm surprised how fast it got to £50, I though it'd take about 6 months!

    Anyways:

    Today, been okay, all depressed and negative again this evening though, siiigh.

    I don't know...
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Chin up zar!

    Wow, well done on the fast food ban & weight loss so far :T and just think how much easier things are going to be once the ema comes through!

    Maybe do a bit of ebaying/amazon/greenmet/play listing to keep your mind occupied and focused?
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • Heyy thanks DBG, just getting siiiick of being in debt, my grandma bought me a new dress today, well my aunty did and my grandma between them, I felt so horrendously spoilt!

    I'm going out tomorrow night and Saturday night though, I set money aside at the beginning of the month for this, and tomorrow I'm being the designated driver, Saturday I'm not :rotfl:

    Got £111 on my expensive eBay item, so it should be about £55 each for me and my friend...woot.
    Plus allegedly my boyfriend is giving me £50 tomorrow...
    Plus waiting for my dooyoo miles to clear so I can cash them in.

    Anyways nothing much else to report.
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well that £111 is better than the amount you would have got from the lady who didnt pay so well dont on holding out!!
    I'm at £29 on doo now, so just need to get writing and rating in the hopes people return rate me.. i dont know though!
    hope you get your money from your bf today :) i got mine from the boy (only £100 but hey) and it felt good so we can be even and start things from scratch now.
    bought a few xmas pressies with my bingoport amazon vouchers which is gooood!
    i think we should have a piccy of the dress youve got btw! Please!!
    wehn you are the designated driver do you get diesel money from your friends? (instead of a taxi?) or do they buy you free soft drinks etc?
  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just to remind you you get 2 scratches on sundays!
  • Hey so I'm back, sorry had a really hectic week last week.
    Sent off for dooyoo cheque so that can go on xmas pressies.
    Also had my ALG letter saying they were processing my app. :j
    Just keeping on going atm....
    xxx
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Hellloooo :wave:

    Just popping in, hope you're ok! Good news re alg :)
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





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