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Getting out of debt and saving up to move out!
Comments
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heya Zar how you doing?
what job do you actually do by the way? i think its great that you are both working and at college well done
I don't feel so well today I have a really bad headache and just feel unmotivated and a bit down so ive had a bit of a duvet morning but hey! That's about to end lol. and I'm going out tonight but shouldnt be for too long, just a coctail or two I think for me and the boyfs anniversary
I have decided to step it up a gear mse wise though, I've been really lax and rubbish lately and I want to get back into it. I need to repay my savings account with £700 and I want to do that asap lol!!! (its money I've been spending badly recently and on my holiday)
I am nearly at £10 with one of my scratchcards though, and the boy owes me somemoney (probs about £50) but I want to sit with him this weekend and try and work out howmuch it actually is and ask for it.
also I am trying to have a nice romantic lovey weekend but i have so much I need to get done so going to write a maaaaassive to do list and try to get started on it right awayI have about 17000 dooyoo miles so a loooong way to go
I think like you I am going to hold out for the 50, do you have any tips of how to get there?!?! I am running out of things to review lol!
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Hey I work at a computer shop, on sales... it's okay haha.
I didn't post last night because I was being a designated driver at a pub, yet again haha.
Did scratchie, ebayed, etc.
Currently have £13 in paypal (bought some xmas gift boxes, 8 for £9... not bad)
Plus got some bits selling tonight, including the 'big one' selling tonight, min. I'll get for it is £55 as that is what it's stood at at the moment, also got a bag selling tonight too.
eek boss!Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Just had a huuuuge bust up with the boyf.
We're babysitting for my baby sister who is in bed.
He basically said:
"Are you paying for *best friend*s meal on Friday?" (were going for a meal)
"No, I said I'd get her a drink or too though"
"Well you can't complain about wanting you money back if you're buying people drinks"
"Yeah but the only reason I'm buying her drinks is because it's her BIRTHDAY"
"Yeah well don't complain about wanting you money back when you're spending money!"
"*Boyfriends name*, I can complain about money all I want when you owe me £500! and I'm getting charged constantly!"
"I !!!!ing told you not to lend me that !!!!ing money, I knew this would keep coming up (bear in mind I lent him the money in April), this is going to be the end of us, I hate money!" He then threw the remote to the floor.
So now he's in the study being mardy and I'm sat in the front room on my laptop...
Siiiigh.
Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
That's not so good zar, hope you's managed to make up
Though if he repaid you what he owed you, you wouldn't have to keep going on about it
He's able to spend money on drinks and food so should be able to pay you back, especially when You're getting bank charges!
Hope you're having a relaxing SundayThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Hey guys, sorry I haven't wrote much, still been on the straight and narrow though :j
So sold a few things on eBay just waiting on one person to pay up, who seems to be messing me about, asking if she can pay by cheque, instead of paypal, I've said yes but that the cheque must clear in my bank account before i post the item!
That was the expensive item too, that I could have done with the money for!
Praying for my grant money and ALG money to come through sooon, its just playing the waiting game now, although I'm praying it'll come through before Christmas, apparently it'll take about 2 weeks for a letter to get to my learning advisor, and then when thats sorted my learning advisor sends it back, which then starts my ALG.
One thing I'm also hopeful for is that I get a backlog, last year my friend didn't send off for her EMA until about now, and she got a backlog of all the weeks at college that she'd been too, leaving her with a lot of money!
If that happened, I'd cry with happiness, and pay of my A&L!
Although I'm not realistically expecting that of course...
Anyways, I'd best be off.xxxPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Had a second wind of inspiration so I'm currently blitzing dooyoo as I'm very very very close to the magical £50!
I'm on like £45, and just had the inspiration to write reviews on all of the Harry Potter books as they are books I hold very close to my heart.
Going to write down all the addresses of people I need to post to on eBay tomorrow as well.
Also just won 20p (shockk! i know!) on littlewoods bingo! so Huzzah!
xxPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Blitzed dooyoo last night for an hour or so and I'm now up to about £47ish.
Transferred £30 out of my paypal into my bank account (this is to be split with a friend as we do the ebay venture together, with half her stuff, half mine), and the person who purchased the really expensive item, still hasn't paid up since her paypal transaction was cancelled, so I've given her until tonight to either pay up, or inform me of how she will be paying up, or I'm relisting the item!
Need to update my sig, as I've lost 2lbs since last weeks weigh-in, I'm hoping I continue to lose, still not had any fast food, but biscuits constantly call my name!
And I still feel just as fat as ever, don't feel any better for loosing 2lbs...
Praying for my ALG & grant money at some point soon, keep obsessively checking my online banking in a very vain hope.
Gotta keep going though, might put some more eBay items up tonight...
:jPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
wow well done zar your so close to the £50 keep going!! I'll see if I can rate anymore of yours if you like?!
I've done 2 new reviews today too, they werent that hard either but i did want to do 3....
youve sort of inspired me to really go for the £50 but I am such a long way off at the momentdo you get most of your points from reviews or from people reading yours? I havent seemed to find the magic formula yet!!
I have had an ok day so far today - pretty productive though I tried to make rissotto and burned itso that will be a horrible pan to clean tomorrow (after its soaked for a day!) but I'm hoping the productivenes will continue into the night! I have a lllloooooog to do list to do!
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Just try and do 3 or 4 reviews a day, remember I have been doing this since the beginning of September so it does take time.
Tonight I plan to blitz dooyoo yet again, because I'm totally desperados for cash!
eBay lady didn't cough up the cash either, so I've relisted :mad:
Also, going to browse the boards to keep me inspired!
'cos I've been loosing the will a little bit lately.
Need to plan ahead more with food etc...
Anyways, best be off for now...Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
hey hey hey, don't lose the will ! you're doing so well and you are even motivating me!! Seriuosly girl, just take a step back and see how well you're doing!! your bf needs a kick up the, but dont they all!
You sound like you are so in order and getting things done eeee the boyf has just arived at my house fir a surprise!!! gtg xx0
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