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Getting out of debt and saving up to move out!

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  • tinkerbel
    tinkerbel Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oooh I have an incentice saver, is it witth lloyds? I use that literally, the 'incentive' so i never plan to withdraw untill i reeeeally need the money or i close the account so i dont lose any interest lol.
    how come your bf lives so far away? mine lives about 3 hours away so it is really depressing cos its so far!
    Are you thinking about going back on dooyoo at all? Might be a good way to get another £50 if you work at it! I'm aiming for my next one at the moment! Only need about 16000 more miles!!
  • ZarZar1990
    ZarZar1990 Posts: 292 Forumite
    I might go back on dooyoo Tink, I've done one or two reviews since, but I just can't muster up the enthusiasm!
    Which is really really bad because I do need the extra pennies, think I'll go on after a quick browse on MSE.
    My 'Incentive' to keep me looking for new jobs, saving money etc, is so that one day I'll have enough to have a decent car, decent house and a decent social life, as well as providing for myself and potential family.

    I've currently been looking at some sales recruitment jobs as the majority of them are uncapped commission, and I need to be earning more money, I'm half tempted to leave college and forget my exams if a decent paying job comes up, but I realise that's a foolish idea because if I get made redundant or whatever I'll be back to square one.

    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • ZarZar1990
    ZarZar1990 Posts: 292 Forumite
    I'm really struggling on the motivational side, I've got so much to do, and I just close off and panic, and don't do any of it when I get like this.

    First things first, I need to attend college EVERY.SINGLE.DAY. from next week, because I get £30 a week for attendance!
    You'd think that would be motivation enough for me no?
    I feel so stupid.
    Also the fact that I really need to do well at college if possible, should be motivation as well!

    I'm also moving out in about 2-3 weeks, and I've got so much packing to do, but I can't start until I find some cardboard boxes, they need to be free obviously.

    I've got to phone BT, the water rates, the council, talktalk and get all of that sorted out, so I'm not left with no internet for years, because I'll cry.

    I need to do coursework too, and just generally attend college and not spend money on ridiculous things.

    Can someone please send me some motivational vibes? Please?!

    Good things to focus on:

    -My stepdad gave me half a tank of diesel last night for free! (Which in essence will save me about £25 or so this month!)

    -If from next Monday I start attending every single lesson, I'll get £30 per week FREE MONEY!
    (Really need to pin that to a board near my bed when I'm feeling depressed and don't want to leave the house).

    -I've acquired a couple more hours at work, which should hopefully help me for when we move out.

    -Appointment with the bank to set up joint bank account sorted for this Friday, so then I can ring all the places I need, and get everything organised ready for the move in on April the 1st.

    -I've done a couple of dooyoo reviews to try and help things along.

    -I'm back on the boards for motivation.

    So.. motivate me!
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
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