We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Getting out of debt and saving up to move out!
Comments
-
Sorry to hear about the BF ZarStarting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
Do something amazing. GIVE BLOOD.0 -
So today was tiresome and really irritating but I got through it, I think if I plan my lunches at work better I can still spend less than I have been doing...
Must buy cup-a-soups.
The boyfriend bought me a cup of coffee and a whole packet of biscuits up to his room for me, he never does this, he feels really bad about the job situation, he's not a bad person, just disorganised with money (like I was, so I can't berate him).
I will list my items on ebay before midnight, I got in from work and fell asleep on my boyfriends bed for like 2 hours because I was so tired though, so I'm just sitting in bed with my laptop now trying to get motivated to take pictures.
I'm going to get on dooyoo as well and write a review of this wine I like to try and boost my ratings, if anyone has ideas for any other reviews to write? I've done 50 since I opened my account in September, I could have done more though!
Anyway I'm off to list some ebay items that I've already got pictures of, then I must write down the names and addresses of the 4 people that have bought items from me.
Fun fun fun, but I must remember it's all for a good cause!Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Keep going! If you look at all your achievements so far it may provide the needed boost to motivate you- just look at your Lloyds loan- you have paid nearly a 3rd off already- woo you!!!First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Thankyou Kitten!
I'm just listing some more ebay stuff now!
And tomorrow is postage day
Putting up 4 or 5 new items, and not putting the entry price so low this time
Thankyou everyone so much for your support, I seriously doubt that without this website I would even be attempting to sort out my debts!
I'm off to dooyoo now to write that wine review!
xxxPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Woop, just uploaded 6 items to ebay for a 5 day listing period! :j
No bids or watchers as of yet, but it is quite late, and early on in the listing!
I'm constantly hopeful!
Posting 5 items tomorrow, I hope it doesn't work out too expensive to post all of my items, I've left the £10 in my paypal account for now, going to withdraw when I've (hopefully) sold some more items.
Wrote another two reviews on dooyoo on ebay and paypal :rotfl:.
Me and my friend have gone on a serious weight loss mission to see if we can trim down for her birthday (in two weeks, not looking at serious weight, a few pounds would be nice!) and the staff Christmas party (4 weeks today, it is possible to loose about 10lbs in this amount of time I'm sure).
Tomorrow is first weigh-in day to get me on track with everything!
I'm going to see if I can sway my mum to help me by buying me some fruit and cup-a-soups.
I've told my boyfriend he's to stop feeding me biscuits instantly!:rotfl:
As part of our weight loss mission we've banned all fast food until after christmas :eek: (with always bobbing about in my car, and never being at home I rely on fast food more than I should!).
So I'm going to update my sig to reflect my new mission!
To keep me on track.
Wish me luck for ebay! And inspire me for dooyoo!
xxxPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Morning Zar, wow you're all go!
Sorry to hear about your boyf. I keep forgetting about dooyoo, oops! Don't know if you get miles for inviting a friend or anything, if you do send me a pm
I'm on a kindof lose weight kick toobut I never seem to get into the right frame of mind. Bringing my lunch to work is helping I think as the bought sandwiches are full of butter/mayo etc and my lunches aren't
but I've started doing just 15mins of exercise a night to give me a boost. Starting off with babysteps in the hope that I'll keep it up, instead of jumping in at the deep end and giving up in a week like I usually do :rotfl:
Hope you have a fab week!The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
0 -
:j:T
So today has been a good and motivated day!
There's something about getting things done, that just motivates you more to get more things done, it's like dominos, if you sit at home and feel miserable, you don't want to get anything done and you don't get anything done, but if you force yourself to go to college, work whatever, you end up being pleased you've done something you really didn't want to do and it makes you more motivated in future.
Today I:
-Did scratch card, another 10p bringing me to the grand total of £1! :rotfl:
-Another dooyoo review, total of almost £38 :T
-Posted off eBay items, and obsessively checking eBay at 2 hour intervals to see if any bids or watchers on new items, can't expect too much yet though because still 4 days left in the listing. :rolleyes:
-Tomorrow I'll be posting my ALG forms as I now have all the necessary forms and paperwork, except my bank statement which I'll be printing off tonight
-I ate, reasonably well, definitely an improvement, put it that way, I'm on WW and I'm allowed 20 points a day, but after eating tea I'll have gone over by 1.5 points, however, I didn't eat all of my lunch, but still counted the full points and I overestimated a small snack cake by a lot just to make sure.
Had first weigh-in today I'm currently at 10st 8lbs :eek: at 5"6 which makes me a size 12 (a big 12).
My minimum healthy weight is 8st 13lbs so I'm aiming at the moment for 9st 8, I think I'll be quite happy at this weight, although if I'm not I can always lose an extra couple of lbs.
Anyways I'm off to try and scrape some money via dooyoo.
xxPersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Siiiiigh, feeling a bit down...
Although I have got one watcher, on one of my 7 (I put another item up today, I'm addicted) ebay listings... I guess that's a start yes?
I just want some money to get one outfit to see me through all of the Christmas seasons parties, I can't go to evil next or get anything on credit obviously because I'm a MSE! but god, I just want to look nice.
I feel faaattt, and unable to lose weiighttt, I know it doesn't come off instantly, I guess I'll just have to stay focused on this time next week (Weigh in day!).
It's so hard to stay on track with payday so far away and so little happening, I just want that £100 off my boyfriend, I know it sounds awful, but that would give me £50 towards my A&L and £50 to live off!
He does owe me this money so its not like I'm being unreasonable....
Siiiiiiigh....
I'd best be off anyway...Personal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
Back after a cup of coffee and a chat with my beau, he's cheered me up a bit
Sorted my ALG forms, its all signed and sealed and ready to go!
Remembered my Mum is paying me £20 on Saturday to babysit my little sister, so I guess that's good news, and gives me chance to organise some Christmas presents!
I've found some gift boxes on eBay for £10 for four in different sizes, if I ordered 3 lots that should sort me for most people, but that is a staggering £30, I might hunt around and see if I can get a better deal...
I also have found some toiletries that I received for Christmas last year that I could put in my boyfriends sister and boyfriends mother's christmas box.
Boyfriend's brother needs a set of headphones to wear whilst playing xbox so I might have a gander for him, and buy him some oreo cookies as he loves the things!
Boyfriend's other brother loves sweets and a certain football team so I'm sure I'll find him something.
Keep peeping at my 7 items on eBay and anxiously awaiting midnight so I can do my scratchcard :rotfl: even though I'm stuck on a 10p streak at the moment!
I wonder if anyone has ever won the £100 on the free daily scratch card?
Highly doubtful!
Trying to think of another dooyoo to write, since I'm so close to £40, which is so close to my £50 goal I can taste it!
Anyways, better be off to browse the boards to keep me motivated! :APersonal Loan: Start: £22020:eek: Now: £18800 :j
Credit Card: £600
Overdraft: £5000 -
wow Zar I love it! checked you out on doo and I think we have a pretty similar writing style although I've not written anything for ages now
I will try and do 2 more things tomorrow but they locked one of my reviews and I dont know why - its really unfair (and I only have about 12000 points
but onwards and upwards yeah?) I had a rubbish day today - didnt get anything done and had a nap this evening lol and ate loads of rubbish food but hey - tomorrow I'm planning to beast everything (although I will be in uni 11-5 and then college 6 - 9) !
I spent a lot of money today on stuff for my holiday and still have to pay £100 to a friend but im waiting for the money to hit my lloyds a/c from another one before I can give it to him.
Its me and the boys 'anniversary' (of being together, not being married lol) next week so we're trying to plan a special weekend but I really have no money so I'm a little down because I would love to buy him something really good but I dont knowhe wants to buy a car soon though so I'm thinking a practical present would be to give him some money towards that (like £50 or something?) least its going towards a good thing, rather than buying him a hoodie or something.... I dont know though everything moneywise seems to be going in a baddd direction rather than a good one its so depressing
anyways, all it can do is motivate me!?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards