MSE Parents Club Part 8

Krystaltips

Ooh I've got the book of lost things, it's very good! I also recommend sergei lukyanenko (sp?) the night watch... It's a Russian book translated into English but still a good read... something different...

BrunoM

Did you know there are 3 more in the series, Krystal? Night, Day, Twilight and Final Watch. Good reads!

searching_me

money_maker wrote: »

me too !!
I just finished Geralds game !! Have bought the tommyknockers but havent started it yet !! The film freaked me a bit so not sure how I will do with the book !!

i love geralds its the only book ive ever read twice i like reading real life sort of comedy books ... i like reading affair book dont know why

elle_gee wrote: »

Question for the morning.. SM, have you heard from AM? Is she okay?

i texted her yesterday but no answer she said the day before she was wanting to go back and that dan said he'd leave the flat for her and the kids but she aid she was gonna wait to speak to the housing people before she decides whats shes gonna do ...

on earning my total earning from my job last tax year was 4.5k so imagine how it is now ..so you're all rich to me ...

right ive fed jayden til need to make a cuppa as im not quite awake and ive got a day of tidying ... hope everyones ok this morning x

SusanC_2

I like to read a lot and I deliberately make sure I read when Alice is around so that she sees me reading. (Probably not suprising that Alice is so into books.)

elle_gee wrote: »

Speaking of cars, where does everyone else have the car seat (for baby) in their car? Rhys' is behind the passenger seat, but not really sure why I did it that way. Any reasons why behind mine would be better/worse? (it'd be better for me for him to be behind me cos the seats split 60/40 and if I could have the 60 bit down I would be able to fit the pram in better.. :cool:)

We had ours behind the driver's seat so that we could put Alice in from the passenger side but then with the rear facing gp 1 seat, the seat in front has to be put quite far forward so we had to put it on the passenger side.

carlamagee wrote: »

Can some of you ladies gimme an example of your spreadsheets? Ive tried to do my own, but I dontt really understand!? Am i being blonde again!?

Which spreadsheets do you mean? General budget, tax credit calculations, pay slip calculations, holiday budgets, christmas presents, gas/electricity...

Glamazon wrote: »

My friends laughed at me cos I said I was doing a spreadsheet diary of Jack's feeds and naps

I just don't tell "real" people.

emlou2009 wrote: »

yeah what sami said is also true, they do 2-4-1 on any frame over £75, and the reglaze is £39, so unless you have barely worn yours, dont need a spare pair, mostly wear contacts, etc etc, 2-4-1 can sometimes be a better offer. if you're getting TC's the optician will normally give you a NHS voucher which would be worth about £36.20 (i think, the amount changed while i was off!!) which they can just take away from the overall price if you go for the offer.

Whenever I've got glasses, they've always said that the special offers like two for one don't apply with the NHS voucher but they usually have some offer where you pay less than you should so for my recent ones I paid £20 for £85 glasses whereas it should have been £48.80 because the voucher is £36.20.

carlamagee wrote: »

Elle: did i read correctly that you arent getting WTC? and sorry if i seem nosey, but why not?

You have to earn less than fifteen thousand and something a year to get WTC and the average wage is somewhere around £27k so most people earn too much.

Sami_Bee wrote: »

Em -so if I take my TC thingy that says I get them I might get the NHS voucher?

If you qualify then you should have received an NHS tax credits exemption certificate. It's a little card like the maternity exemption ones except it says tax credit exemption rather than maternity exemption on it.

Had a little google and found this which should help you work out whether you qualify.

Krystaltips wrote: »

MM, you're minted compared to us...

That's what I was thinking.

csh_2

searching_me wrote: »

on earning my total earning from my job last tax year was 4.5k so imagine how it is now ..so you're all rich to me ...

right ive fed jayden til need to make a cuppa as im not quite awake and ive got a day of tidying ... hope everyones ok this morning x

Not neccessarily. Its only numbers and they're only relative to your own situation.
We jointly earn about 56k but pay over 15k in tax and NI a yr from that so it only looks good on paper. Add in a 1k a mth mortgage and I'm as poor as the next man

searching_me

csh wrote: »

Not neccessarily. Its only numbers and they're only realtive to your own situation.
We jointly earn about 56k but pay over 15k in tax and NI a yr from that so it only looks good on paper. Add in a 1k a mth mortgage and I'm as poor as the next man

yer i get that but in about £1100 a month including TC and CHB and i have about £800-900 going out and that usually before food .... honestly if it werent for TC id be better off on benefits (ok dont stone me for saying that but its true) x

searching_me

ok speaking of money does GMTV and ths morning do your head in when it comes to showing clothes ....... one top £30-40 .... thats my whole clothes budget ... feel like going lorrine how about something for the poor person that we can actually afford x

csh_2

searching_me wrote: »

yer i get that but in about £1100 a month including TC and CHB and i have about £800-900 going out and that usually before food .... honestly if it werent for TC id be better off on benefits (ok dont stone me for saying that but its true) x

Most people who work low paid jobs would be better off financially on benefits, I would have been when I was min wage as a waitress but its not a life. Would rather be skinter and have a wee bit of self respect like yourself searching. Also you can't get any further on in work if you are not working IYKWIM. I never went from min wage to 30k a yr overnight, I put the work in and it was bl00dy hard. Wouldn't have had the motivation for that if everything was getting paid for me while I sat about!(ok now don't stone me, just to be clear i'm talking about career benefit takers and not people who are out of work and want to work!!)

csh_2

searching_me wrote: »

ok speaking of money does GMTV and ths morning do your head in when it comes to showing clothes ....... one top £30-40 .... thats my whole clothes budget ... feel like going lorrine how about something for the poor person that we can actually afford x

I'd want a full outfit with matching shoes and bag for £40!!

Tigsteroonie

Morning All :hello:

Is it the TC meet today? I'm actually going to be up in the city centre instead! Whoops, bad planning

Haven't read back fully but would just say I'm a huge SK fan and have Geralds Game on the go again at the moment! Have lost count how many books I have, I'm a bookaholic and have two huge bookshelves in the lounge here crammed with SK & John Grisham & Anne Rice & Jonathan Kellerman & James Patterson & Dean Koontz & ...................

We got most of our Christmas stuff yesterday, tree, decorations etc. Spent a small fortune but were pretty :money: about it.