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Keeping away from the Jones and leading my frugal life diary

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Comments

  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    Hey Miemie, great to catch up on your diary!

    Your frugalness is an inspiration and I mean that - all the baking you're doing and all the other things that help make your days better - loving the freebie washing powder! Always good when these surveys sending through useful items!

    I must look more at what DH and I can do to be more 'home-made' food wise! Xmas wise we're being homemade present wise - hampers for friends with sloe gin, cookies and chutney! I hope that for you this Christmas you are turning your skills into presents!

    Enjoy the quiche! QBx
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • miemie
    miemie Posts: 646 Forumite
    Hi Q bess, welcome and keep posting. I love cooking and the quiche tonight was delish, bacon, red onion and mozzerella cheese yum yum:D.
    Well done with the homemade gifts, i love sloe gin hic;).

    :jHave just booked a weekend away with haven 3 nights in march for £79 for the 4 of us, really excited , it came about as i was looking at the pointins thread and rang up but they had nothing for the £80 offer when i wanted to go, i can only go at certain times as i work in a school. So had a look on the haven website found a great deal at the one near blackpool, has indoor pool with waterslides and i know kiddies will love it and its so nice to get away, its self catering so will take food with me and some vino;).
  • miemie
    miemie Posts: 646 Forumite
    Having a really boring day today, no exciting parcels delivered or wins on bingo.

    Scratchies 10p and 10p, Quidco has another £3.92 tracking from booking break with haven, i was really sad last night and started to make a list of goodies to make and take with us, sausage rolls ,gingerbread and HM soup.

    No other news so going to go and do housework, told you i was having a boring day.
  • miemie
    miemie Posts: 646 Forumite
    WOOhoo just played £5 through on bingo and won £17.50, so gonna treat us to fish and chips for tea.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Miemie and Well Done on the bingo win :T
    There seems to be lots of winners today (except for me :( - seems I've passed on the winners baton).
    I like the sound of all the baking too. I've just borrowed some cook books from my Mum - mainly dessert ones ;) so will do some with the kids this weekend.
    Have a good one x
  • Katy83
    Katy83 Posts: 531 Forumite
    Debt-free and Proud!
    Hi miemie,

    Just caught up on your diary, you seem to be doing great, well done! The quiche sounds gorgeous, making my mouth water.

    Great news about the holiday, it's lovely to have something to look forward to! Hope you enjoy the fish and chips xx
    LBM 17th August 2009 Debt at LBM £18,612 Proud to be dealing with my debts.
  • miemie
    miemie Posts: 646 Forumite
    Can't believe i've not posted all weekend, had very hectic few days visiting relatives on saturday, then went out on saturday night with oh and friends had a fantastic night, ate way too much and drank waaay waaay too much:D, then spent yesterday nursing a hangover but was worth it.

    No bingo wins over the weekend and the usual 10p's on scratchies.

    Today i have won £5 on bingo:D and 10p and 10p on scratchies.

    Was good and took snack to work, would have been a nsd but had to pay £9.15 to milkman.
  • miemie
    miemie Posts: 646 Forumite
    Had a good day today, recieved a £10 amozon voucher and bought fil a book for christmas,also used some nectar points to buy a dvd and JLS cd these are also for christmas presents.
    No bingo win, but got 10p and 25p on scratchies.
  • Have just read your first post & couldn't wait to make a comment (will go back & read the rest in a sec)

    From what you've said you are a fantastic hard working mum providing a loving family environment, you've got such valuable skills to pass on to you children which is probably more than a lot of yummy mummies can do!!:T

    Tis only natural to wonder how other people fund their lives, but you can put money on a high percentage being hugely in debt and thinking thats normal - doesn't set the best of examples to the next generation does it?

    ok, off soapbox now, back to read the rest of your diary for more inspiration
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi miemie - sorry you've had a rough time with some mum's in the playground. I am a working mum tho and often feel judged by those self same mums. Don't tar us all with the same brush - we all do what we feel we have to do!

    Build your own self esteem and try not to let other people's comments affect you!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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