The Ultimate Incentive proposed! Time for an ultimate challenge...

Dinah93

Yup, gearing myself to it this weekend. Might need a stiff drink in hand though.

No to do list today, going to be too busy, have done one dooyoo, hoping for a second one. Oh okay, small to do list.

1. 1 Dooyoo
2. 2 Dooyoo
3. Check online banking
4. Onepoll
5. Don't use the word 'scared' during sewing class
6. Write an address on that mystery parcel found in the car
7. Scratchies

Birdie85

Dinah93 wrote: »

4. Don't use the word 'scared' during sewing class

:rotfl::rotfl::rotfl:

Dinah93

Big changes in my sig coming up. Since we are no longer in charge of saving for our house deposit, its becoming a wedding fund.

Birdie85

Ooooh... I like this dress! Can't post a pic but here's the link: http://www.jasminebridal.com/J_2_1_1_1.aspx?sqno=JPN2009102510820&j_style_no=STYL20080821006&j_line_no=LINE20080821016&j_line_season=S&forb=f

I still don't know how to make a link a word...???

Oooh, and here's a nice non traditional one for Pilchard! http://www.jasminebridal.com/J_3_1_1_1.aspx?sqno=JPN2009102510878&j_style_no=STYL20080821008&j_line_no=LINE20080821019&j_line_season=S

Birdie85

Dinah93 wrote: »

Big changes in my sig coming up. Since we are no longer in charge of saving for our house deposit, its becoming a wedding fund.

Oooh, exciting stuff!

Since you've left your church I know you've cut your guest list down but have you considered the possibility of having to up it again if you make new friends when you find a new church?

Dinah93

We've kind of been hugely put off church for now, both of us were always a bit wary of organised religion and prefered to worship in private, and I think we're returning to those roots. Going to be a few months before we can think about things like that again. So just going to the village church which will be nice!

Tete_en_l'Air

Dinah93 wrote: »

Big changes in my sig coming up. Since we are no longer in charge of saving for our house deposit, its becoming a wedding fund.

Have I missed something?

Dinah93

FIL2B told us to just put in an offer for the house, and he'd give us whatever deposit the mortgage advisor requires.

Reason I'm not excited about it, I think NIM needs to discuss this further with him regarding the essential works that need doing. Ie we're buying a cheap house with a view to turning a profit so low deposit but big additional outlay we don't have any money for, would we be better buying a 'finished' house since the deposit amount is basically 20% of whatever we buy.

Birdie85

Hmmm, good point Dinah. If he's paying your deposit you may be better off getting one of a higher initial value that you don't have to spend money on. It'd be a lot clearer if he just said, 'I'm giving you x amount, spend it wisely' then you'd know what you can do!

Dinah93

I've been trying to convey that point to NIM for weeks now! It's generous no matter what, and I would much, much prefer a doer upper, as we can add value to it, and make it exactly what we want, BUT the finances just aren't possible if we can't get a loan for the works from FIL2B.