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The Ultimate Incentive proposed! Time for an ultimate challenge...

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Comments

  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    So, the good news. NIMs dad has agreed to loan us the money to do the works to the house!!!! It does mean obviously we're going to have a £35-£40,000 loan hanging over our heads that we'll need to clear, but if one of us lost our job he wouldn't come battering on our door looking for payment.

    So tomorrow we're going to make our first offer. Being very cheeky and going in 28% below asking price.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Dinah93 wrote: »
    So, the good news. NIMs dad has agreed to loan us the money to do the works to the house!!!!


    :j:j:jThats great news im very pleased for you and NIM, you must be over the moon!
    Biggest Loser Weight Loss: 13 / 20 lb
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone,

    Haven't been on all day as I have been at a industry seminar about magazines, was quite fun with tasks and things and my team won so got a bottle of wine.

    That is great news Dinah and at least the loan is with someone you know rather than a bank. What are the next steps?

    We did the two minute silence at the seminar today. I am really sorry to hear about your nephews friend Pilchard, is awful what happens to these young men and women out there.

    Found out today my friends sisters funeral is on the 23rd so will be booking that off work tomorrow.
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    Fabulous news Dinah! :j I really hope you get the house! When you gonna put the offer in?
    It's back in the frame! Went back and we can get there on the ferry - 2 nights in a private en-suite outside cabin and two nights in the Ibis in Bruges for £158, but OH seems to be taking some convincing and would prefer to go to London for some reason...? But Bruges has ICE SCULPTURES!!

    Woohoo! You have to go! You can go to London anytime, Bruges will be wonderful in December! Plus it has an ice rink and hot chocolate! :D
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Oohh how exciting re the house.... when we had this place we put 5% deposit down..... we're i think in negetive equity at the mo as we bought 17 months ago or there abouts but it will soon rise... good luck with the offer!
  • Ooh very exciting Dinah, good luck with the offer, and the loan is a challenge if nothing else and we all know how you like THOSE! Louise, I don't think negative equity is a problem if you're staying put for a while, you do right not to worry.

    Pilchard, so sorry to hear about your nephew's friend; my great uncle told me a story recently about something that happened to him in the war and he never normally talks about it so you don't realise.

    I'm stealing your 'breastically challenged' phrase.

    Wendz, I want your job, you're always getting freebies!

    Zig, I know, I'm sold, it's my stoopid OH!
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    And for those who have been asking....

    IMG_0259.jpg


    IMG_0249.jpg



    IMG_0264.jpg

    IMG_0266.jpg

    IMG_0206.jpg

    IMG_0235.jpg
    Isn't that the meanest looking cat you ever saw?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93 wrote: »

    IMG_0235.jpg

    Isn't that the meanest looking cat you ever saw?!

    Oh no, he is absolutely gorgeous!!!!! I want him! The penguins were running about with their wings out to the side like that when I was there a few years back, they're lovely. That's such a cute pic of you as well. Did NIM buy the hat????
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    No he didn't think it suited him suprisingly!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Ahh the penguins are so cute!!

    Although i do think NIM should have bought the hat :D
    Biggest Loser Weight Loss: 13 / 20 lb
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