Do YOU have multiple bank accounts?

97trophy

Rbs > main account.
Citi > something different.
Nat West > ex-employee
Hsbc > international services

For me, Nat West / RBS have always been the best to get loans from.

Tally-Ho_2

I have two current accounts (Lloyds and Nat West).

The reason being when I only had the one account, due to a faulty ATM machine, my one and only debit card got swallowed on a friday evening just before a bank holiday.

Hence now two accounts (with two cards) just incase one gets lost or damaged or swallowed etc. (I always leave one hidden at home).

Tally

minerva_windsong

I have two - my Halifax Student Current Account (which I may soon move to either the RBS Graduate Account or the A&L one recommended on the current accounts page), which is where my salary etc gets paid into, and a Nationwide FlexAccount which I use for holiday money.

I also have a cash ISA which is in the process of being moved from Halifax to First Direct.

Dave_®f©

3 x Halifax Reward accounts for the free £180 it makes per year.

1 x Nationwide Flex Account for advantageous foreign spending rates.

anna42hmr

anna42hmr wrote: »

i have 2 accounts (lloyds and natwest)

i have one account that my salary goes into and all my bills/direct debits/standing orders

then the remainder is swept into my other account and that is used for living out of etc

i find it is easier that way as i leave the amount in the 1st account to cover all the outgoings so it doesnt ever go overdrawn and then i know what i have left over as thats in the 2nd account

make that 5 now, as have 3 halifax reward accounts for the £5's managed to get there in time before they limited applications to 1 per person.

missile

I have current accounts with three UK and two spanish banks.

There are several advantages. The most obvious, if one banks online system is down or blocks a card for "my:rolleyes:" security I can use another.

It can be a little time consuming and tedious to shuffle funds arround.

ylesia

Between my husband and I we have:

5 Halifax Rewards accounts - free £25 a month

3 A&L Accounts - 2 at 6% interest up to 2500 and 1 with 0% overdraft (also made around £300 out of them with switching bonuses and quidco cashback)

1 First Direct - for the 7% regular saver ISA and £100 switch bonus

1 Nationwide - for overseas and to take advantage of their frequent switching offers for existing customers

MessyMare

One for wages to go into, one for petrol. That's it for me, apart from a myriad of savings accounts!

AfterDark

I've got 3 accounts with the halifax

Got my main moneyback account, Used to make a killing when they gave you cash back every time you used it. Now its a £5 a month back :rolleyes:

Got my Ultimate reward account for the benefits that you get with it, can go £300 in the overdraft with no interest charged. Handy if something comes out unexpected

Lastly got my visa electron card which is only used when I'm wanting to make a purchase online from a site i'm unsure of, just transfer the amount needed and nothing else lives in that account :rotfl:

[Deleted User]

6 current accounts in £
1 current account in $
2 savings accounts
2 credit cards