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Improve Money Rules In 50 Words. Suggest easy changes for our politicians

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Comments

  • spond
    spond Posts: 10 Forumite
    MartinF57 wrote: »
    In these days of recession and gloom and doom, the government should raise more revenue by applying VAT to non essential products, like alcohol. Whether purchased in a shop or pub, VAT should be charged. After all, we don't NEED alcohol in order to live - it is a non essential!



    Alcohol already attracts VAT, as do most non-essential items. Indeed things which are essential, such as heating your home, attract VAT! Try not to suggest ways to fill the treasury with ordinary people's money
    the idiots will only waste it.
  • If investment companies were made to publish in their advertising the ratio between what the investments they make earn each year and the amount that actually reaches customers then they would have to compete properly and not rip the customers off with complicated and hidden charges. That would cut bonuses.
  • bonzer
    bonzer Posts: 399 Forumite
    For insurance policies to have a compulsory consumer friendly rating of the quality of terms and conditions. While it is easy to compare price, it is difficult to compare how favourable policy wording is to the customer or sometimes even which risks are covered.
  • Reward people for buying green and stimulate green industries

    Abolish VAT on home insulation products, insulation board, A-rated appliances, heat-exchanging extract fans, solar panels, wind generators, A-rated boilers, double glazing, pipe insulation etc etc - not just loft & cavity insulation as older properties without cavities cannot benefit. Increased sales & achieving climate change targets would compensate for the lost revenue.

    (& double VAT on patio heaters)
  • We want real consumer protection from watchdog bodies with the power to regulate price rises on petrol/diesel prices and utility bills. These companies make excessive profits at our expense and profiteer when prices go up, and do not bring down prices when the prices they pay go down.:j
  • Pelicanos
    Pelicanos Posts: 17 Forumite
    edited 11 December 2010 at 12:15AM
    Why is that public houses do not exhibit their prices, well more publicly! I can think of no other purchase that I make where I have little idea of the cost until after I have made the order! Why can’t pumps, optics and cabinets display the price of each item?
  • CSA PAYMENTS

    should be linked to your National Insurance number - it shouldn't be possible for a parent named on a birth certificate to change job and wait for the CSA to find them before paying another penny
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Council Tax

    Single occupancy deduction seems un-reasonable it should be 50% not 25%
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • mazinmouse
    mazinmouse Posts: 240 Forumite
    edited 11 December 2010 at 2:08AM
    Council Tax

    Single occupancy deduction seems un-reasonable it should be 50% not 25%

    If the amount of council tax was just based on the number of occupants then 25% would be unreasonable, but council tax is made up of a property element (50% of the charge) and a person element. If there is only one adult over the age of 18 living in the property then the person element is reduced by 50%. The property element stays the same regardless of how many adults occupy the property, which is why the overall reduction is only 25% and not 50%.
    :A
  • ali702
    ali702 Posts: 10 Forumite
    edited 11 December 2010 at 2:28AM
    cavim wrote: »
    The country can't afford them and public sector salaries are now equal or higher than private sector comparable jobs. Many financial services companies scrapped FS pensions for their employees years ago; the public sector needs to do the same NOW.

    It seems a little unfair to scrap the final salary pensions of the many public sector workers who are on less than £20K. What about all the home carers who do such a fantastic job for £18K a year...... and no cost of living payrise this year.....
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