Improve Money Rules In 50 Words. Suggest easy changes for our politicians

3guesses

Make it harder for phishing scams to work by introducing a dedicated internet domain for financial institutions (eg. .banking.uk) which only firms regulated by the FSA could register and use.

3guesses

(I' not sure, but this might have already been proposed by the Business Secretary!)

Problem: Royal Mail needs to modernise; unions are resistant.

Solution: Achieve necessary employee buy-in to improving the company by making them all part-owners, as per the "John Lewis Partnership" model. Simples.

howden

The following are both bureaucratic and unnecessary and should be abolished.
1. Taxation at 20% on interest generated from cash held in a Stocks and Shares ISA.
2. The Inland Revenue’s restrictive “conditions” on holding uninvested cash in a Stocks and Shares ISA.

3guesses

Prisoners who are paroled early should have to spend at least some of the time of their remaining sentence period doing some community service work.

markyinireland

Fairer vehicle road tax.
Make compulsory road tax free, add the cost onto fuel. So you pay by the litre, not the vehicle. Fairer as a person can only drive one vehicle at a time. Would also mean the spongers who never register their cars would still have to pay.

3guesses

(The Government will NEVER implement this one!)

Limit the period of time that a person can serve as an MP to, say, 3 full terms (15 years). This should help to reduce the tribalism of UK politics and encourage greater diversity.

3guesses

(Confession: this was a friend's idea! Worst of all, it probably needs approval by the EU...)

Encourage motor manufacturers to improve the efficiency of their vehicles by making, say, the 10 most fuel efficient cars (reviewed regularly) exempt from VAT.

windowsxp10

Many large and some small companies to offer entry to their own or via an agency, mortgage bank accounts and credit cards, at preferential rates for staff.
This would foster stability and loyalty for both companies and workers.

les_holloway

My idea for funding university places is to set up a committee, with members chosen from relevant organisations: CBI, Institute of Personnel & Development, TUC etc. This would then decide how many graduates and in what disiplines the country really needed. These places would then be fully funded for the best qualified applicants. All others would pay full costs.

L G H ex Grammar School but not ex Graduate Pensioner

derekjs

Lenders should be forced to provide unsuccesful applicants of exactly why they have been turned down for a loan if that information is requested by the applicant. They should also be forced to spell out their lending criteria.