Improve Money Rules In 50 Words. Suggest easy changes for our politicians

laptaman

Section 75 of the Consumer Credit Act 1974 has an upper limit on the total cost and as a result offers no protection where a deposit of less than the upper limit is paid by credit card on an item exceeding £30,000.

suebrough

Please make it illegal for lenders to charge high interest rates, they're upto 2000%, and more. My son just borrowed £100 from provident and has to pay back £140, there's no reduction for paying back early. But the penalties are high, I believe, for missing payments. These sort of loans are the only ones available to those on low income, benefit and bad credit history. I pray something is done soon to ease the burden on the less fortunate.

Dave_ja_vu

The country is broke, to save mega money we should switch off every other light between midnight and 6am. Saves money, energy, the emissions targets. The roads are empty at this time why fully light an empty road ?

stevedmx

As a GP, I visit people's houses often in the dark. Whether a rural lane/housename or a number tower block, missing or poorly sited house identity causes delays. I know ambulance crews have the same problems and so do delivery men.I think we need a new law requiring clear house name/numbers to be visable from the road. It will save time and more importantly money++ and fuel/grfenhouse gases.

roysses

Companies deduct taxes from employees, keeping them for three months. In most insolvent companies the largest debt is to HMRC. To prevent this, employers should programme computers to include an "employee" called HMRC, into which all deductions from staff would be paid. Deductions transferred electronically every month to HMRC.

rhosymynydd

Having lived in many other countries where the TV is good/bad and even appauling I have put the BBC - or the Bad Broadcasting Corp in the latter. category. They produce mind numbing chat and game/reality shows. Where are all the dramas and excellent documentaries of yore. I am fed up wiht repeat after repeat from the 1970s! I resent paying a licence fee for a service I do not watch. Yet if I do not pay the fee I am then classed a a criminal - where is the logic in that? I pay for my sky tv so I can get real news (not the dumbed down prejudiced version offered by the beed) and real programms such as nat geo and discovery documentaries. The Beeb is hopeless and lavishes money on trips for its employees to go to Trade shows all over the world on a jolly. Our money is paying for this. The BBC sent over 100 people to the National Broadcasters Convention in Las Vegas one year-only 4 of them were buyers of equipment shown. The rest spent the time in the casinos and taking trips in the Grand Canyon, hiring cars etc. expenses paid for by us. It has to stop.

buckle166

Get interest free loans from the super rich.

Is there really any need to have more than a 50 million?? Like seriously??

These individuals should be sought to lend this money / invest it to the government.... if they dont want to and move else where.... then good luck and goodbye, take their citizenship off them. Dont get me wrong, i dont mean be horrible about it.... but come on, your country needs your help.... and well on the flip side.... you have over a 50 million you greedy *$"£&£!!

laptaman

Simplify avoidance of road tax and insurance by removing altogether and replacing with a loading on fuel, and a centralised claims unit. This way all road users would be insured and contribute to the maintenance of the highways.

debraose27

Many people who claim benefits use internet banking and go paperless, however the DWP. will not accept printed on-line statements and insist on originals from the bank who charge £5.00 per copy, as online banking is almost a must "WHY"

sstuchfield

Change the math syllabus that’s taught in schools. Cos, Sin, Tan, Pythagorean Theorem etc are all very well but this dose not actually help the majority of the next generation.
Why not relate math studies to bank statements, bookkeeping and percentages to mortgages Etc. Real life issues which majority of students will need once leaving school.