I finally did it...

OberonSH

Hey lady, just remember that every day is a dat closer to your DFD, I know once you've done the spreadsheets, and done your budget it all just seems like nothin' doin', but every day you don't spend what you would have before is a good thing.

You've knocked £3848 off yor debt in a month, keep that up and you'll be free by October! Why not write that amount and stick it on your fridge/kettle/toiletseat to remind yourself how well you've done. That's really great, and makes me ashamed of my paltry £400 a month debt budget, and my DFD of (gulp) 2009

MCBIRNIE25

Hey Mel,
sees to be going well. Things are back on track. BTW what is axa and mystery shopping? Wouldn't mind having a crack at these myself.

Have a good one,

MCBIRNIE25

CosmoCat

hi mcbirnie25, i've sent you an email.

queen oberon, i could never put you to shame, not with all the wonderful things you do!! i am in the process of aspiring to be more like you. your attitude to everything is definitely worth taking on!!

I've answered far too many football questions tonight!! i'm pooped.

come on trinidad!!!!!!!

CosmoCat

not dfw related, but just wanted to say i'm really proud of our soca warriors and how they played against england.

those were two fantastic goals from england that could not be stopped by anyone.

but i am still proud of the trinidad and tobago boys!!

*crawling off the boards for the rest of the night to sit on couch and drink the loss away*

LookingAhead

Hey mel. Yes you should be proud. They are real battlers. I will be interested to see how they get on against Paraguay.

My OH is a West Ham Fan and I am a Liverpool fan so Gerrard is only popular with one of us in the house. lol

Tonight, even though Gerrard scored for England, my OH still scowled a bit because he stuck one past Hislop again!

Got a real soft spot for Hislop though, bless him. He was great in the Sweden game.

Edit: PS...sorry everyone, completely off money topic....I will hush up now!

CosmoCat

Awwww thanks LA. Hislop is a star but that Gerrard goal was unstoppable.
oh well

dfw now, i got my pigsback piggy bank today. husband was actually impressed that it was a piggy bank in the actual shape of a pig!! it's the £2 pig now (husband can't understand that either, he want's to put any old shrapnel into my shiny new piggy, he can put it in the old basket as he usually does - or just leave it on the chest of drawers for me to pick up)

can't wait for debt to be cleared so i can use this as a mortgage pig!!

piggy got £10 in £2coins at the minute. banked the other £20 yesterday. found out that you can get coin bags from some banks if you don't bank with them (you can't from natwest - they guard their bags like actual money), but you can't change the coins at any bank if you don't bank with them, lloyds will actually charge you £5 for each bill that they give you. so for my £100 in coins i would have paid £25 for 5 £20 bills!!:eek:. finally got the post office to take them, deposit straight into my a&l account. lesson learnt, sore shoulder from carting around all those coins.

postie has been with piggy but not with cards. hopefully will get ccard today to transfer from bcard to be done with them.

hope everybody has a great dfw day today!!!

lynzpower

i was actually very surprised you guys didnt beat england yesterday. It was a bit unfair.

Now wheres that bar the BBC were in, that looked riotous, just my sort of place :beer:

CosmoCat

i have to say, wherever trinis are is always quite riotous!!

there's a brilliant trini bar in the barbican called the masque bar, we go there often. nice atmos!

i will be spending all day today trying to forget yesterday's football game. might do a nice dfw day of taking photos (not just that, i have an assignment due!!)

CosmoCat

time for a little update

Capital One - [STRIKE]£361 at 24% apr paying £50/month [/STRIKE]Paid off!And cut up! And also closed!! no crazy aprs for me :j
Barclaycard - [STRIKE]£2747at 19.9% apr paying £100/month [/STRIKE]Paid off and cut up!!:j
Virgin - £3360 at 15.9% apr paying £100/month Balance - Same
mint - [STRIKE]£116 at 15.9% apr paying £50/ month [/STRIKE] Paid off!not cut up, as this will probly be the card i keep. it only has a £400 limit. also has some months 0% left on it so will probly use that:j
Lloyds tsb - £2650at 14.9% apr paying £100/mth same and foolishly spent on this!!:eek: will transfer to my new marbles card 0%
Egg Loan - £6756 at 7.7% paying £247/month Balance Same, chugging along with this. just trying to get the ccards sorted.


i'm throwing every extra bit of cash at my debts at the moment. i want this done, finished, finito, gone....(i've run out:p )

brranger

OMG well done on the above that is great you are a real inspration to us all.