I finally did it...

Emmzi

Sleep well with your halo reintact!!!

CosmoCat

just called sky. having useless service and paying top price for it.
they offered to send a special engineer out free of charge and gave me half price for 3 months.
they're really trying to hold on to their customers.
what a wonderful day it is outside!!:D

CosmoCat

both a&l transaction and bingo have tracked through quidco so that's £80, that will go straight on the brclycrd when i get it (sometime in july)

morning all, hope you're all have a lovely day today.

brranger

Good news about the Quidco, Its good how great fre money feels!!

CosmoCat

brranger, i love the doggie in your sig! (have i said that before). Looks so sweet.

CosmoCat

Thought I would just update my debt amounts so that I can see clearly what's going on.

Capital One - [STRIKE]£361 at 24% apr paying £50/month[/STRIKE] Paid off!And cut up!:j
Barclaycard - £3098 at 19.9% apr paying £100/month New Balance - £2747.96
Virgin - £3430 at 15.9% apr paying £100/month Balance - Same
mint - [STRIKE]£116 at 15.9% apr paying £50/ month[/STRIKE] Paid off!:j
Lloyds tsb - £3000 at 14.9% apr paying £100/mth New Balance - £2750
Egg Loan - £6756 at 7.7% paying £247/month Balance - Same

All in all doing okay! got some lump sums coming in, so they will be deposited directly!
Got to keep it up.

brranger

melabarrie wrote:

Thought I would just update my debt amounts so that I can see clearly what's going on.

Capital One - [STRIKE]£361 at 24% apr paying £50/month[/STRIKE] Paid off!And cut up!:j
Barclaycard - £3098 at 19.9% apr paying £100/month New Balance - £2747.96
Virgin - £3430 at 15.9% apr paying £100/month Balance - Same
mint - [STRIKE]£116 at 15.9% apr paying £50/ month[/STRIKE] Paid off!:j
Lloyds tsb - £3000 at 14.9% apr paying £100/mth New Balance - £2750
Egg Loan - £6756 at 7.7% paying £247/month Balance - Same

All in all doing okay! got some lump sums coming in, so they will be deposited directly!
Got to keep it up.

Wow thats great!!!

You need to bang away at that Bcard next as that has the highest % rate.

Will none of the cards offer you a decent transfer rate when you clear them?

My dog Dill is very cute but is a bit skitish which can be a problem as everyone wants to pet him. He'll be 2 in Sept.

CosmoCat

brranger wrote:

Wow thats great!!!

You need to bang away at that Bcard next as that has the highest % rate.

Will none of the cards offer you a decent transfer rate when you clear them?

My dog Dill is very cute but is a bit skitish which can be a problem as everyone wants to pet him. He'll be 2 in Sept.

Have applied and been accepted for a Marbles 0% BT card, so bcard is going on that, whatever credit limit they give me. I keep transferring money from bcard onto my mint card which only has a limit of £400 which i pay off quickly. yes there's a 2% transfer fee, but it only comes up to less than £8, which is much less than the fifty something odd pounds that i pay in interest to bcard. and you're right, the quicker i pay off the bcard, the better. then i think i shall cancel it.

do you think cancelling a few of my credit cards will affect my credit rating in a negative way? (i think i asked this before). maybe i should just cut it up and not cancel it.

your dog behaves exactly the same as mine. my dog honey (in my avatar) is going to be 2 in october and she loves to jump on people to play with them if they only look at her.

CosmoCat

g'morning everyone

so i got my confirmation of cancellation from cap one and decided to go and apply for the platinum (0% bt until sep 2007) card. however i could not get a response immediately (said they need 10-14 days). my bad really as i only applied for the marbles card last night and got accepted. i should have waited really (and listened to all the good advice on the forum) but i was impatient. oh well, never mind, hope it doesn't affect my credit score too badly.

it's another brilliant day. i'll probably go for a nice long walk with furry grey shadow. waiting for piece of furniture from cotswold co. to arrive (this was bought pre-dfw and was my last ccard purchase).

hope everyone has a great day today. don't work too hard!!

brranger

it's another brilliant day. i'll probably go for a nice long walk with furry grey shadow. waiting for piece of furniture from cotswold co. to arrive (this was bought pre-dfw and was my last ccard purchase).

Hi' I can't work Dill atm as he is still recovering from the 8.5 miles we did Fri,
But don't worry to much he is looking a lot happier.

Ranger