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Getting out of my comfort zone

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Comments

  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    In some ways its good that he's a lightweight when it comes to alcohol, but normally he knows when to stop. This hit him too fast, so I'm his favourite person at the moment.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am sure you won't remind him of this for toooo long :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    hypno06 wrote: »
    I am sure you won't remind him of this for toooo long :rotfl:

    :rotfl::rotfl::rotfl::rotfl:
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gilligansyle wrote: »

    Who'd be a parent

    Who indeed.....I'm only at the lolly stick swallowing age - Lord help us when little DD (4) gets hold of alcohol :o
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Didn't have the best nights sleep ever, mainly because I worried too much about DS. Wouldn't let him sleep at first until I could get half way decent sentences out of him and he was starting to be more coherent, but even when he was asleep I didn't settle until I knew he was actually asleep rather than unconscious. Then he woke up in the early hours and it was like a herd of elephants storming through the house.

    hopefully he'll go back to sleep soon having ate just about everything in the fridge and drank about 4 pints of orange squash.

    Lovely day so have got washing drying on the line. Only means there's more ironing to do though.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds worrying about DS but luckily it turned out okay... my DS is 12 and you are scaring me LOL!

    Batch cooking sounds positive I do that from time today... I like having a decent amount of food in... I feel really insecure when my freezer and tin cupboard are empty... rarely happens for some reason... oops!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    savingholmes wrote: »
    Sounds worrying about DS but luckily it turned out okay... my DS is 12 and you are scaring me LOL!

    Batch cooking sounds positive I do that from time today... I like having a decent amount of food in... I feel really insecure when my freezer and tin cupboard are empty... rarely happens for some reason... oops!

    I think it was worse because he rarely gets drunk, so I'm not used to it.
    Because he works nights he doesn't often go out and he's not a big drinker anyway, so gets a bit 'tiddly' but thats all.

    I don't think you ever stop worrying about your children.
    He didn't go to sleep after all, so will no doubt crash early. I spent the afternoon catching up on programmes I've recorded while doing the ironing.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope you are having a good day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Well yesterday was just mayhem in work, lots of things not in place yet for start of big project today, which meant a lot of email ping pong. No sign of 'project manager' who should have been dealing with it, but will no doubt find a way to point the finger at us. Finished work really late, so went to friends as she had said to call in. She'd made some cakes, probably OK but the combination didn't work for me - rasberry and banana ??

    Going to work now to see what I can get sorted before everybody gets in at 8 ish. Seem to have loads of money left, not sure why, will do some adding up in a bit. I know I only spent thirty odd quid at the weekend, so maybe I drew out more than I thought.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope the money left turns out to be spare cash- always nice when that happens
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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